For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of City Union Bank Limited for its Srikantapuram branch in Nagapatnam, Nagapatnam, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of City Union Bank Limited located in Nagapatnam or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000666. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for City Union Bank Limited, Srikantapuram, Nagapatnam

Here are the main details that are associated with the IFSC Code CIUB0000666 of City Union Bank Limited for its branch located in Nagapatnam, within the district of Nagapatnam in the state of Tamil Nadu.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000666
Branch Srikantapuram
City Nagapatnam
District Nagapatnam
State Tamil Nadu
Address Door No.93 By 1,Kumbakonam To Karaikal Road,Srikantapuram,Kuttalam Taluk,Nagapatnam.Pin Code 612203

These details help users in online banking and for businesses and individuals who use City Union Bank Limited in Nagapatnam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000666 for the Srikantapuram branch of City Union Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with City Union Bank Limited located in Srikantapuram, Nagapatnam, Tamil Nadu, are allotted a unique IFSC like CIUB0000666 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Nagapatnam.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Nagapatnam and Nagapatnam.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to City Union Bank Limited in Srikantapuram reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code CIUB0000666

This is the format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For City Union Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Srikantapuram in Nagapatnam.

For example, the IFSC Code CIUB0000666 of City Union Bank Limited for the Srikantapuram branch includes these elements, identifying the bank and the branch location in Nagapatnam and Tamil Nadu accurately.

How to Find IFSC Code for City Union Bank Limited?

If you are trying to find the IFSC Code CIUB0000666 of City Union Bank Limited for its Srikantapuram branch located in Nagapatnam, the following methods can help:

Cheque Book

The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including City Union Bank Limited branches in Nagapatnam and Nagapatnam, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of City Union Bank Limited and navigate to the branch locator section. Search for Srikantapuram or Nagapatnam to get the exact IFSC Code CIUB0000666.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for City Union Bank Limited and Nagapatnam, you'll get the correct details.

How to Use IFSC Code CIUB0000666 for Online Transfers?

Once you have the IFSC Code CIUB0000666 for the Srikantapuram branch of City Union Bank Limited in Nagapatnam, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CIUB0000666. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000666.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for City Union Bank Limited Srikantapuram in Nagapatnam may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Srikantapuram, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Nagapatnam to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited Srikantapuram Nagapatnam?

The IFSC Code of the Srikantapuram Nagapatnam branch is CIUB0000666.

Is IFSC Code CIUB0000666 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the City Union Bank Limited Srikantapuram branch?

The branch is located at Door No.93 By 1,Kumbakonam To Karaikal Road,Srikantapuram,Kuttalam Taluk,Nagapatnam.Pin Code 612203.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.