The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of City Union Bank Limited for its Mylavaram branch in Mylavaram, Mylavaram, Andhra Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of City Union Bank Limited located in Mylavaram or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code CIUB0000659. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for City Union Bank Limited, Mylavaram, Mylavaram
The table below shows the main details of the IFSC Code CIUB0000659 for the City Union Bank Limited branch in Mylavaram, which falls under the Mylavaram district in Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | City Union Bank Limited |
| IFSC Code | CIUB0000659 |
| Branch | Mylavaram |
| City | Mylavaram |
| District | Mylavaram |
| State | Andhra Pradesh |
| Address | No.5 123/1, Nuzvid Road, Gudavali Rajya Laxmi Towers, Mylavaram, Krishna |
These details helps users in online banking and for businesses and individuals who use City Union Bank Limited in Mylavaram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000659 for the Mylavaram branch of City Union Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with City Union Bank Limited located in Mylavaram, Mylavaram, Andhra Pradesh, are allotted a unique IFSC like CIUB0000659 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mylavaram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Mylavaram and Mylavaram.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to City Union Bank Limited in Mylavaram reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.
Format of the IFSC Code CIUB0000659
The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In City Union Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mylavaram in Mylavaram.
For example, the IFSC Code CIUB0000659 of City Union Bank Limited for the Mylavaram branch has these elements, identifying the bank and the branch location in Mylavaram and Andhra Pradesh correctly.
How to Find IFSC Code for City Union Bank Limited?
If you are trying to find the IFSC Code CIUB0000659 of City Union Bank Limited for its Mylavaram branch located in Mylavaram, the following methods can help:
Cheque Book
The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including City Union Bank Limited branches in Mylavaram and Mylavaram, print them on the first page of your passbook.
Bank Website
Visit the official website of City Union Bank Limited and navigate to the branch locator section. Search for Mylavaram or Mylavaram to get the exact IFSC Code CIUB0000659.
Mobile Banking App
If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for City Union Bank Limited and Mylavaram, you'll get the correct details.
How to Use IFSC Code CIUB0000659 for Online Transfers?
If you have the IFSC Code CIUB0000659 for the Mylavaram branch of City Union Bank Limited in Mylavaram, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CIUB0000659. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and City Union Bank Limited IFSC Code CIUB0000659.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for City Union Bank Limited Mylavaram in Mylavaram, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Mylavaram, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official City Union Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Mylavaram manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Mylavaram Mylavaram branch is CIUB0000659.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at No.5 123/1, Nuzvid Road, Gudavali Rajya Laxmi Towers, Mylavaram, Krishna.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.