There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of City Union Bank Limited for its Unjha branch in Mehsana, Unjha, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of City Union Bank Limited situated in Mehsana or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code CIUB0000713. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for City Union Bank Limited, Unjha, Mehsana

Here are the main details that are associated with the IFSC Code CIUB0000713 of City Union Bank Limited for its branch located in Mehsana, within the district of Unjha in the state of Gujarat.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000713
Branch Unjha
City Mehsana
District Unjha
State Gujarat
Address Gf/A 001 Lisa Sara House,Opp Apmc Market,Near Canara Bank,Station Road,Unjha,Mehsana Dt,Gujarat 384170

These details are important not only for users using online banking but also for businesses and individuals who use City Union Bank Limited in Mehsana for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CIUB0000713 for the Unjha branch of City Union Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with City Union Bank Limited located in Unjha, Mehsana, Gujarat, are given a unique IFSC like CIUB0000713 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mehsana.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Mehsana and Unjha.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to City Union Bank Limited in Unjha goes to the correct branch. This is important because City Union Bank Limited has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CIUB0000713

This is the format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For City Union Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Unjha in Mehsana.

For example, the IFSC Code CIUB0000713 of City Union Bank Limited for the Unjha branch includes these elements, identifying the bank and the branch location in Mehsana and Gujarat accurately.

How to Find IFSC Code for City Union Bank Limited?

If you are trying to find the IFSC Code CIUB0000713 of City Union Bank Limited for its Unjha branch located in Mehsana, the following methods can help:

Cheque Book

The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including City Union Bank Limited branches in Mehsana and Unjha, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of City Union Bank Limited and navigate to the branch locator section. Search for Unjha or Mehsana to get the exact IFSC Code CIUB0000713.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for City Union Bank Limited and Mehsana, you'll get the correct details.

How to Use IFSC Code CIUB0000713 for Online Transfers?

Once you have the IFSC Code CIUB0000713 for the Unjha branch of City Union Bank Limited in Mehsana, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CIUB0000713. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and City Union Bank Limited IFSC Code CIUB0000713.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for City Union Bank Limited Unjha in Mehsana, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Unjha, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mehsana to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited in Unjha, Mehsana?

The IFSC Code is CIUB0000713.

Is the IFSC Code CIUB0000713 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of City Union Bank Limited Unjha?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Unjha branch?

The address of the branch is Gf/A 001 Lisa Sara House,Opp Apmc Market,Near Canara Bank,Station Road,Unjha,Mehsana Dt,Gujarat 384170 located in Mehsana, Unjha, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.