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IFSC Code of City Union Bank Limited, Thirunagar Madurai, Madurai, Tamil Nadu — CIUB0000378

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of City Union Bank Limited for its Thirunagar Madurai branch in Madurai, Madurai, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of City Union Bank Limited located in Madurai or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000378. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for City Union Bank Limited, Thirunagar Madurai, Madurai

Here are the key points that are associated with the IFSC Code CIUB0000378 of City Union Bank Limited for its branch located in Madurai, within the district of Madurai in the state of Tamil Nadu.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000378
Branch Thirunagar Madurai
City Madurai
District Madurai
State Tamil Nadu
Address No 5,Ground Floor,Gst Road,Thirunagar 625006 Madurai Dist

These details helps users in online banking and for businesses and individuals who use City Union Bank Limited in Madurai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000378 for the Thirunagar Madurai branch of City Union Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with City Union Bank Limited located in Thirunagar Madurai, Madurai, Tamil Nadu, are allotted a unique IFSC like CIUB0000378 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Madurai.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Madurai and Madurai.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to City Union Bank Limited in Thirunagar Madurai reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code CIUB0000378

The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For City Union Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thirunagar Madurai in Madurai.

For example, the IFSC Code CIUB0000378 of City Union Bank Limited for the Thirunagar Madurai branch includes these elements, identifying the bank and the branch location in Madurai and Tamil Nadu accurately.

How to Find IFSC Code for City Union Bank Limited?

If you are trying to find the IFSC Code CIUB0000378 of City Union Bank Limited for its Thirunagar Madurai branch located in Madurai, the following methods can help:

Cheque Book

The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including City Union Bank Limited branches in Madurai and Madurai, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of City Union Bank Limited and navigate to the branch locator section. Search for Thirunagar Madurai or Madurai to get the exact IFSC Code CIUB0000378.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for City Union Bank Limited and Madurai, you'll get the correct details.

How to Use IFSC Code CIUB0000378 for Online Transfers?

Once you have the IFSC Code CIUB0000378 for the Thirunagar Madurai branch of City Union Bank Limited in Madurai, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CIUB0000378. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000378.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for City Union Bank Limited Thirunagar Madurai in Madurai may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of City Union Bank Limited in Thirunagar Madurai, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Madurai manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited in Thirunagar Madurai, Madurai?

The IFSC Code is CIUB0000378.

Is the IFSC Code CIUB0000378 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of City Union Bank Limited Thirunagar Madurai?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Thirunagar Madurai branch?

The address of the branch is No 5,Ground Floor,Gst Road,Thirunagar 625006 Madurai Dist located in Madurai, Madurai, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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