Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of City Union Bank Limited for its Madurai Koodal Nagar branch in Madurai, Koodal Nagar, Tamil Nadu, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of City Union Bank Limited located in Madurai or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000548. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for City Union Bank Limited, Madurai Koodal Nagar, Madurai
Below in the table are the key details related to IFSC Code CIUB0000548 of City Union Bank Limited for its branch located in Madurai, within the district of Koodal Nagar in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | City Union Bank Limited |
| IFSC Code | CIUB0000548 |
| Branch | Madurai Koodal Nagar |
| City | Madurai |
| District | Koodal Nagar |
| State | Tamil Nadu |
| Address | No 1/1/3D, Palamedu Main Road, Chokkalinga Nagar, Koodal Nagar, Madurai - 625018 |
These details are important not only for users using online banking but also for businesses and individuals who use City Union Bank Limited in Madurai for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CIUB0000548 for the Madurai Koodal Nagar branch of City Union Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with City Union Bank Limited located in Madurai Koodal Nagar, Madurai, Tamil Nadu, are given a unique IFSC like CIUB0000548 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Madurai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Madurai and Koodal Nagar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to City Union Bank Limited in Madurai Koodal Nagar goes to the correct branch. This is important because City Union Bank Limited has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code CIUB0000548
The format of the IFSC Code for banks, including City Union Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For City Union Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Madurai Koodal Nagar in Madurai.
For example, the IFSC Code CIUB0000548 of City Union Bank Limited for the Madurai Koodal Nagar branch includes these elements, identifying the bank and the branch location in Madurai and Tamil Nadu correctly.
How to Find IFSC Code for City Union Bank Limited?
To find the IFSC Code CIUB0000548 of City Union Bank Limited for its Madurai Koodal Nagar branch located in Madurai, the following methods can help you out:
Cheque Book
The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including City Union Bank Limited branches in Madurai and Koodal Nagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of City Union Bank Limited and go to the branch locator section. Then search for Madurai Koodal Nagar or Madurai to find the exact IFSC Code CIUB0000548.
Mobile Banking App
If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for City Union Bank Limited and Madurai will provide accurate information.
How to Use IFSC Code CIUB0000548 for Online Transfers?
Once you have the IFSC Code CIUB0000548 for the Madurai Koodal Nagar branch of City Union Bank Limited in Madurai, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CIUB0000548. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000548.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the City Union Bank Limited Madurai Koodal Nagar in Madurai, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of City Union Bank Limited in Madurai Koodal Nagar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official City Union Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Madurai manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CIUB0000548.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is No 1/1/3D, Palamedu Main Road, Chokkalinga Nagar, Koodal Nagar, Madurai - 625018 located in Madurai, Koodal Nagar, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.