There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of City Union Bank Limited for its Jalladiampet branch in Kancheepuram, Chennai, Tamil Nadu, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of City Union Bank Limited situated in Kancheepuram or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code CIUB0000307. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for City Union Bank Limited, Jalladiampet, Kancheepuram
Below in the table are the key details related to IFSC Code CIUB0000307 of City Union Bank Limited for its branch located in Kancheepuram, within the district of Chennai in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | City Union Bank Limited |
| IFSC Code | CIUB0000307 |
| Branch | Jalladiampet |
| City | Kancheepuram |
| District | Chennai |
| State | Tamil Nadu |
| Address | 1 By 27,Rice Mill Road,Jalladiampet |
These details helps users in online banking and for businesses and individuals who use City Union Bank Limited in Kancheepuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000307 for the Jalladiampet branch of City Union Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including City Union Bank Limited located in Jalladiampet, Kancheepuram, Tamil Nadu, is provided a unique IFSC like CIUB0000307 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the City Union Bank Limited branch in Kancheepuram.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kancheepuram and Chennai.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for City Union Bank Limited in Jalladiampet do not get misguided to another person.
Format of the IFSC Code CIUB0000307
This is the format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For City Union Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jalladiampet in Kancheepuram.
For example, the IFSC Code CIUB0000307 of City Union Bank Limited for the Jalladiampet branch includes these elements, identifying the bank and the branch location in Kancheepuram and Tamil Nadu accurately.
How to Find IFSC Code for City Union Bank Limited?
If you are looking for the IFSC Code CIUB0000307 of City Union Bank Limited for its Jalladiampet branch located in Kancheepuram, the following methods can help:
Cheque Book
The cheque book that is issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including City Union Bank Limited branches in Kancheepuram and Chennai, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of City Union Bank Limited and look for the branch locator section, then search for Jalladiampet or Kancheepuram to get the exact IFSC Code CIUB0000307.
Mobile Banking App
If you use City Union Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for City Union Bank Limited and Kancheepuram, then it will provide you proper information.
How to Use IFSC Code CIUB0000307 for Online Transfers?
Once you have the IFSC Code CIUB0000307 for the Jalladiampet branch of City Union Bank Limited in Kancheepuram, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CIUB0000307. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000307.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the City Union Bank Limited Jalladiampet in Kancheepuram, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Jalladiampet, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official City Union Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kancheepuram to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Jalladiampet Kancheepuram branch is CIUB0000307.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 1 By 27,Rice Mill Road,Jalladiampet.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.