The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of City Union Bank Limited for its Jodhpur branch in Jodhpur, Jodhpur, Rajasthan, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of City Union Bank Limited located in Jodhpur or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code CIUB0000488. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for City Union Bank Limited, Jodhpur, Jodhpur
Here are the main details that are associated with the IFSC Code CIUB0000488 of City Union Bank Limited for its branch located in Jodhpur, within the district of Jodhpur in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | City Union Bank Limited |
| IFSC Code | CIUB0000488 |
| Branch | Jodhpur |
| City | Jodhpur |
| District | Jodhpur |
| State | Rajasthan |
| Address | Ground Floor,Plot No.3,Sector 7,New Power House Road,Jodhpur |
These details are important not only for users using online banking but also for businesses and individuals who use City Union Bank Limited in Jodhpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CIUB0000488 for the Jodhpur branch of City Union Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including City Union Bank Limited located in Jodhpur, Jodhpur, Rajasthan, is provided a unique IFSC like CIUB0000488 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the City Union Bank Limited branch in Jodhpur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Jodhpur and Jodhpur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Rajasthan and the rest of India, the IFSC Code ensures that transactions meant for City Union Bank Limited in Jodhpur do not get misguided to another person.
Format of the IFSC Code CIUB0000488
The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In City Union Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jodhpur in Jodhpur.
For example, the IFSC Code CIUB0000488 of City Union Bank Limited for the Jodhpur branch has these elements, identifying the bank and the branch location in Jodhpur and Rajasthan correctly.
How to Find IFSC Code for City Union Bank Limited?
If you are looking for the IFSC Code CIUB0000488 of City Union Bank Limited for its Jodhpur branch located in Jodhpur, the following methods can help:
Cheque Book
The cheque book that is issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including City Union Bank Limited branches in Jodhpur and Jodhpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of City Union Bank Limited and look for the branch locator section, then search for Jodhpur or Jodhpur to get the exact IFSC Code CIUB0000488.
Mobile Banking App
If you use City Union Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for City Union Bank Limited and Jodhpur, then it will provide you proper information.
How to Use IFSC Code CIUB0000488 for Online Transfers?
Once you have the IFSC Code CIUB0000488 for the Jodhpur branch of City Union Bank Limited in Jodhpur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CIUB0000488. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and City Union Bank Limited IFSC Code CIUB0000488.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for City Union Bank Limited Jodhpur in Jodhpur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of City Union Bank Limited in Jodhpur, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official City Union Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Jodhpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CIUB0000488.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor,Plot No.3,Sector 7,New Power House Road,Jodhpur located in Jodhpur, Jodhpur, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.