Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of City Union Bank Limited for its Bahadurgarh branch in Jhajjar, Haryana, or Haryana, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of City Union Bank Limited located in Jhajjar or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code CIUB0000793. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for City Union Bank Limited, Bahadurgarh, Jhajjar
Here are the main details that are associated with the IFSC Code CIUB0000793 of City Union Bank Limited for its branch located in Jhajjar, within the district of Haryana in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | City Union Bank Limited |
| IFSC Code | CIUB0000793 |
| Branch | Bahadurgarh |
| City | Jhajjar |
| District | Haryana |
| State | Haryana |
| Address | Khewat No. 50 4, Khata No.55, Khasra No 397,Opp. Metro Pillar No 908, Sankhol,Bahadurgarh,Bahadurgarh |
These details helps users in online banking and for businesses and individuals who use City Union Bank Limited in Jhajjar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000793 for the Bahadurgarh branch of City Union Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CIUB0000793 is given to every bank branch, including City Union Bank Limited located in Bahadurgarh, Jhajjar, Haryana, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the City Union Bank Limited branch in Jhajjar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Jhajjar and Haryana.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Haryana and the rest of India, which is why the IFSC Code ensures that transactions meant for City Union Bank Limited in Bahadurgarh doesn't end up at another location.
Format of the IFSC Code CIUB0000793
The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For City Union Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bahadurgarh in Jhajjar.
For example, the IFSC Code CIUB0000793 of City Union Bank Limited for the Bahadurgarh branch includes these elements, identifying the bank and the branch location in Jhajjar and Haryana accurately.
How to Find IFSC Code for City Union Bank Limited?
If you are trying to find the IFSC Code CIUB0000793 of City Union Bank Limited for its Bahadurgarh branch located in Jhajjar, the following methods can help:
Cheque Book
The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including City Union Bank Limited branches in Jhajjar and Haryana, print them on the first page of your passbook.
Bank Website
Visit the official website of City Union Bank Limited and navigate to the branch locator section. Search for Bahadurgarh or Jhajjar to get the exact IFSC Code CIUB0000793.
Mobile Banking App
If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for City Union Bank Limited and Jhajjar, you'll get the correct details.
How to Use IFSC Code CIUB0000793 for Online Transfers?
Once you have the IFSC Code CIUB0000793 for the Bahadurgarh branch of City Union Bank Limited in Jhajjar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CIUB0000793. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000793.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the City Union Bank Limited Bahadurgarh in Jhajjar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Bahadurgarh, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official City Union Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Jhajjar manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is CIUB0000793.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Khewat No. 50 4, Khata No.55, Khasra No 397,Opp. Metro Pillar No 908, Sankhol,Bahadurgarh,Bahadurgarh located in Jhajjar, Haryana, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.