The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of City Union Bank Limited for its Ballabgarh branch in Faridabad, Faridabad, Haryana, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of City Union Bank Limited located in Faridabad or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code CIUB0000758. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for City Union Bank Limited, Ballabgarh, Faridabad

Here are the key points that are associated with the IFSC Code CIUB0000758 of City Union Bank Limited for its branch located in Faridabad, within the district of Faridabad in the state of Haryana.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000758
Branch Ballabgarh
City Faridabad
District Faridabad
State Haryana
Address Dss-215, Dss-216, Ground Floor, Sector-02, Ballabgarh, Faridabad- 121004

These details are crucial, not just for online banking users but also for businesses and individuals who use City Union Bank Limited in Faridabad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000758 for the Ballabgarh branch of City Union Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with City Union Bank Limited located in Ballabgarh, Faridabad, Haryana, are allotted a unique IFSC like CIUB0000758 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Faridabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Faridabad and Faridabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to City Union Bank Limited in Ballabgarh reaches the right place, even though there are thousands of branches in Haryana and across India.

Format of the IFSC Code CIUB0000758

The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In City Union Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ballabgarh in Faridabad.

For example, the IFSC Code CIUB0000758 of City Union Bank Limited for the Ballabgarh branch has these elements, identifying the bank and the branch location in Faridabad and Haryana correctly.

How to Find IFSC Code for City Union Bank Limited?

To find the IFSC Code CIUB0000758 of City Union Bank Limited for its Ballabgarh branch located in Faridabad, the following methods can help you out:

Cheque Book

The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including City Union Bank Limited branches in Faridabad and Faridabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of City Union Bank Limited and go to the branch locator section. Then search for Ballabgarh or Faridabad to find the exact IFSC Code CIUB0000758.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for City Union Bank Limited and Faridabad will provide accurate information.

How to Use IFSC Code CIUB0000758 for Online Transfers?

Once you have the IFSC Code CIUB0000758 for the Ballabgarh branch of City Union Bank Limited in Faridabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CIUB0000758. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000758.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the City Union Bank Limited Ballabgarh in Faridabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Ballabgarh, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Faridabad manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited Ballabgarh Faridabad?

The IFSC Code of the Ballabgarh Faridabad branch is CIUB0000758.

Is IFSC Code CIUB0000758 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the City Union Bank Limited Ballabgarh branch?

The branch is located at Dss-215, Dss-216, Ground Floor, Sector-02, Ballabgarh, Faridabad- 121004.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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