There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of City Union Bank Limited for its Manjanaikanpatti branch in Dindigul, Manjanayackanpatti, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of City Union Bank Limited situated in Dindigul or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code CIUB0000072. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for City Union Bank Limited, Manjanaikanpatti, Dindigul

Below in the table are the key details related to IFSC Code CIUB0000072 of City Union Bank Limited for its branch located in Dindigul, within the district of Manjanayackanpatti in the state of Tamil Nadu.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000072
Branch Manjanaikanpatti
City Dindigul
District Manjanayackanpatti
State Tamil Nadu
Address 5-44 Main Road, Manjanaickenpatti- 624 614

These details are essential not only for online banking users but also for businesses and individuals who use City Union Bank Limited in Dindigul for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000072 for the Manjanaikanpatti branch of City Union Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CIUB0000072 is given to every bank branch, including City Union Bank Limited located in Manjanaikanpatti, Dindigul, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the City Union Bank Limited branch in Dindigul.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Dindigul and Manjanayackanpatti.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for City Union Bank Limited in Manjanaikanpatti doesn't end up at another location.

Format of the IFSC Code CIUB0000072

The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In City Union Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Manjanaikanpatti in Dindigul.

For example, the IFSC Code CIUB0000072 of City Union Bank Limited for the Manjanaikanpatti branch has these elements, identifying the bank and the branch location in Dindigul and Tamil Nadu correctly.

How to Find IFSC Code for City Union Bank Limited?

To find the IFSC Code CIUB0000072 of City Union Bank Limited for its Manjanaikanpatti branch located in Dindigul, the following methods can help you out:

Cheque Book

The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including City Union Bank Limited branches in Dindigul and Manjanayackanpatti, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of City Union Bank Limited and go to the branch locator section. Then search for Manjanaikanpatti or Dindigul to find the exact IFSC Code CIUB0000072.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for City Union Bank Limited and Dindigul will provide accurate information.

How to Use IFSC Code CIUB0000072 for Online Transfers?

If you have the IFSC Code CIUB0000072 for the Manjanaikanpatti branch of City Union Bank Limited in Dindigul, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CIUB0000072. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and City Union Bank Limited IFSC Code CIUB0000072.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for City Union Bank Limited Manjanaikanpatti in Dindigul, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Manjanaikanpatti, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dindigul to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited in Manjanaikanpatti, Dindigul?

The IFSC Code is CIUB0000072.

Is the IFSC Code CIUB0000072 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of City Union Bank Limited Manjanaikanpatti?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Manjanaikanpatti branch?

The address of the branch is 5-44 Main Road, Manjanaickenpatti- 624 614 located in Dindigul, Manjanayackanpatti, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.