Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of City Union Bank Limited for its Mayur Vihar New Delhi branch in Delhi, New Delhi, or Delhi, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of City Union Bank Limited located in Delhi or anywhere in Delhi can transfer funds instantly by using the correct IFSC Code CIUB0000355. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for City Union Bank Limited, Mayur Vihar New Delhi, Delhi

Here are the key points that are associated with the IFSC Code CIUB0000355 of City Union Bank Limited for its branch located in Delhi, within the district of New Delhi in the state of Delhi.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000355
Branch Mayur Vihar New Delhi
City Delhi
District New Delhi
State Delhi
Address Door No C15,Acharya Niketan,Mayur Vihar Phase I New Delhi 110 091

These details helps users in online banking and for businesses and individuals who use City Union Bank Limited in Delhi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000355 for the Mayur Vihar New Delhi branch of City Union Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with City Union Bank Limited located in Mayur Vihar New Delhi, Delhi, Delhi, are given a unique IFSC like CIUB0000355 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Delhi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Delhi and New Delhi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to City Union Bank Limited in Mayur Vihar New Delhi goes to the correct branch. This is important because City Union Bank Limited has thousands of branches in Delhi and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CIUB0000355

This is the format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For City Union Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Mayur Vihar New Delhi in Delhi.

For example, the IFSC Code CIUB0000355 of City Union Bank Limited for the Mayur Vihar New Delhi branch includes these elements, identifying the bank and the branch location in Delhi and Delhi accurately.

How to Find IFSC Code for City Union Bank Limited?

To find the IFSC Code CIUB0000355 of City Union Bank Limited for its Mayur Vihar New Delhi branch located in Delhi, the following methods can help you out:

Cheque Book

The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including City Union Bank Limited branches in Delhi and New Delhi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of City Union Bank Limited and go to the branch locator section. Then search for Mayur Vihar New Delhi or Delhi to find the exact IFSC Code CIUB0000355.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for City Union Bank Limited and Delhi will provide accurate information.

How to Use IFSC Code CIUB0000355 for Online Transfers?

If you have the IFSC Code CIUB0000355 for the Mayur Vihar New Delhi branch of City Union Bank Limited in Delhi, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CIUB0000355. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and City Union Bank Limited IFSC Code CIUB0000355.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for City Union Bank Limited Mayur Vihar New Delhi in Delhi, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Mayur Vihar New Delhi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Delhi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited Mayur Vihar New Delhi Delhi?

The IFSC Code of the Mayur Vihar New Delhi Delhi branch is CIUB0000355.

Is IFSC Code CIUB0000355 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the City Union Bank Limited Mayur Vihar New Delhi branch?

The branch is located at Door No C15,Acharya Niketan,Mayur Vihar Phase I New Delhi 110 091.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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