IFSC Code of City Union Bank Limited, Mangalore, Mangalore, Karnataka — CIUB0000167

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of City Union Bank Limited for its Mangalore branch in Dakshin Kannad, Mangalore, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of City Union Bank Limited located in Dakshin Kannad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code CIUB0000167. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for City Union Bank Limited, Mangalore, Dakshin Kannad

The table below shows the main details of the IFSC Code CIUB0000167 for the City Union Bank Limited branch in Dakshin Kannad, which falls under the Mangalore district in Karnataka.

These details are crucial, not just for online banking users but also for businesses and individuals who use City Union Bank Limited in Dakshin Kannad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000167 for the Mangalore branch of City Union Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including City Union Bank Limited located in Mangalore, Dakshin Kannad, Karnataka, is provided with a unique IFSC like CIUB0000167 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the City Union Bank Limited branch in Dakshin Kannad.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Dakshin Kannad and Mangalore.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for City Union Bank Limited in Mangalore do not get mixed with another location.

Format of the IFSC Code CIUB0000167

The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For City Union Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mangalore in Dakshin Kannad.

For example, the IFSC Code CIUB0000167 of City Union Bank Limited for the Mangalore branch includes these elements, identifying the bank and the branch location in Dakshin Kannad and Karnataka accurately.

How to Find IFSC Code for City Union Bank Limited?

If you are looking for the IFSC Code CIUB0000167 of City Union Bank Limited for its Mangalore branch located in Dakshin Kannad, the following methods can help:

Cheque Book

The cheque book that is issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including City Union Bank Limited branches in Dakshin Kannad and Mangalore, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of City Union Bank Limited and look for the branch locator section, then search for Mangalore or Dakshin Kannad to get the exact IFSC Code CIUB0000167.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for City Union Bank Limited and Dakshin Kannad, then it will provide you proper information.

How to Use IFSC Code CIUB0000167 for Online Transfers?

Once you have the IFSC Code CIUB0000167 for the Mangalore branch of City Union Bank Limited in Dakshin Kannad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CIUB0000167. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000167.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the City Union Bank Limited Mangalore in Dakshin Kannad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Mangalore, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official City Union Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Dakshin Kannad manage online transfers as well as cheque clearances with ease.