Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of City Union Bank Limited for its Oppanakara Street branch in Coimbatore, Coimbatore, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of City Union Bank Limited located in Coimbatore or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000129. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for City Union Bank Limited, Oppanakara Street, Coimbatore

Here are some of the key details that come with the IFSC Code CIUB0000129 of City Union Bank Limited for its branch located in Coimbatore, within the district of Coimbatore in the state of Tamil Nadu.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000129
Branch Oppanakara Street
City Coimbatore
District Coimbatore
State Tamil Nadu
Address No.46, Variety Hall Road, Opanakara Street,Coimbatore Dt

These details helps users in online banking and for businesses and individuals who use City Union Bank Limited in Coimbatore for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000129 for the Oppanakara Street branch of City Union Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CIUB0000129 is given to every bank branch, including City Union Bank Limited located in Oppanakara Street, Coimbatore, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the City Union Bank Limited branch in Coimbatore.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Coimbatore and Coimbatore.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for City Union Bank Limited in Oppanakara Street doesn't end up at another location.

Format of the IFSC Code CIUB0000129

The format of the IFSC Code for banks, including City Union Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For City Union Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Oppanakara Street in Coimbatore.

For example, the IFSC Code CIUB0000129 of City Union Bank Limited for the Oppanakara Street branch includes these elements, identifying the bank and the branch location in Coimbatore and Tamil Nadu correctly.

How to Find IFSC Code for City Union Bank Limited?

If you are trying to find the IFSC Code CIUB0000129 of City Union Bank Limited for its Oppanakara Street branch located in Coimbatore, the following methods can help:

Cheque Book

The cheque books that are issued by City Union Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including City Union Bank Limited branches in Coimbatore and Coimbatore, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of City Union Bank Limited and find the branch locator section. Search for Oppanakara Street or Coimbatore to get the exact IFSC Code CIUB0000129.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for City Union Bank Limited and Coimbatore that will provide accurate information.

How to Use IFSC Code CIUB0000129 for Online Transfers?

Once you have the IFSC Code CIUB0000129 for the Oppanakara Street branch of City Union Bank Limited in Coimbatore, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CIUB0000129. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000129.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the City Union Bank Limited Oppanakara Street in Coimbatore, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Oppanakara Street, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Coimbatore manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited Oppanakara Street Coimbatore?

The IFSC Code of the Oppanakara Street Coimbatore branch is CIUB0000129.

Is IFSC Code CIUB0000129 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the City Union Bank Limited Oppanakara Street branch?

The branch is located at No.46, Variety Hall Road, Opanakara Street,Coimbatore Dt.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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