There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of City Union Bank Limited for its Maniakaranpalayam Coimbatore branch in Coimbatore, Coimbatore, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of City Union Bank Limited situated in Coimbatore or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code CIUB0000487. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for City Union Bank Limited, Maniakaranpalayam Coimbatore, Coimbatore

The table below shows the main details of the IFSC Code CIUB0000487 for the City Union Bank Limited branch in Coimbatore, which falls under the Coimbatore district in Tamil Nadu.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000487
Branch Maniakaranpalayam Coimbatore
City Coimbatore
District Coimbatore
State Tamil Nadu
Address Old No 36A/7,New No 103,Bharathiyar Road,Maniakaranpalayam,Coimbatore

These details are important not only for users using online banking but also for businesses and individuals who use City Union Bank Limited in Coimbatore for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CIUB0000487 for the Maniakaranpalayam Coimbatore branch of City Union Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including City Union Bank Limited located in Maniakaranpalayam Coimbatore, Coimbatore, Tamil Nadu, is provided a unique IFSC like CIUB0000487 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the City Union Bank Limited branch in Coimbatore.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Coimbatore and Coimbatore.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for City Union Bank Limited in Maniakaranpalayam Coimbatore do not get misguided to another person.

Format of the IFSC Code CIUB0000487

The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For City Union Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Maniakaranpalayam Coimbatore in Coimbatore.

For example, the IFSC Code CIUB0000487 of City Union Bank Limited for the Maniakaranpalayam Coimbatore branch includes these elements, identifying the bank and the branch location in Coimbatore and Tamil Nadu accurately.

How to Find IFSC Code for City Union Bank Limited?

If you are looking for the IFSC Code CIUB0000487 of City Union Bank Limited for its Maniakaranpalayam Coimbatore branch located in Coimbatore, the following methods can help:

Cheque Book

The cheque book that is issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including City Union Bank Limited branches in Coimbatore and Coimbatore, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of City Union Bank Limited and look for the branch locator section, then search for Maniakaranpalayam Coimbatore or Coimbatore to get the exact IFSC Code CIUB0000487.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for City Union Bank Limited and Coimbatore, then it will provide you proper information.

How to Use IFSC Code CIUB0000487 for Online Transfers?

Once you have the IFSC Code CIUB0000487 for the Maniakaranpalayam Coimbatore branch of City Union Bank Limited in Coimbatore, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CIUB0000487. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000487.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the City Union Bank Limited Maniakaranpalayam Coimbatore in Coimbatore, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of City Union Bank Limited in Maniakaranpalayam Coimbatore, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Coimbatore manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited in Maniakaranpalayam Coimbatore, Coimbatore?

The IFSC Code is CIUB0000487.

Is the IFSC Code CIUB0000487 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of City Union Bank Limited Maniakaranpalayam Coimbatore?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Maniakaranpalayam Coimbatore branch?

The address of the branch is Old No 36A/7,New No 103,Bharathiyar Road,Maniakaranpalayam,Coimbatore located in Coimbatore, Coimbatore, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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