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IFSC Code of City Union Bank Limited, Neikuppi, Chengalpattu, Tamil Nadu — CIUB0000757

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of City Union Bank Limited for its Neikuppi branch in Chengalpattu, Chengalpattu, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of City Union Bank Limited situated in Chengalpattu or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code CIUB0000757. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for City Union Bank Limited, Neikuppi, Chengalpattu

Here are the key points that are associated with the IFSC Code CIUB0000757 of City Union Bank Limited for its branch located in Chengalpattu, within the district of Chengalpattu in the state of Tamil Nadu.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000757
Branch Neikuppi
City Chengalpattu
District Chengalpattu
State Tamil Nadu
Address No.7/340 A,Vishalakshi Veerasamy Nagar,Near Hanuman Temple,Neikuppi,Vengapakkam Po,Chengalpattu.Pin Code 603102

These details are essential not only for online banking users but also for businesses and individuals who use City Union Bank Limited in Chengalpattu for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000757 for the Neikuppi branch of City Union Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CIUB0000757 is given to every bank branch, including City Union Bank Limited located in Neikuppi, Chengalpattu, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the City Union Bank Limited branch in Chengalpattu.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Chengalpattu and Chengalpattu.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for City Union Bank Limited in Neikuppi doesn't end up at another location.

Format of the IFSC Code CIUB0000757

This is the format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For City Union Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Neikuppi in Chengalpattu.

For example, the IFSC Code CIUB0000757 of City Union Bank Limited for the Neikuppi branch includes these elements, identifying the bank and the branch location in Chengalpattu and Tamil Nadu accurately.

How to Find IFSC Code for City Union Bank Limited?

If you are trying to find the IFSC Code CIUB0000757 of City Union Bank Limited for its Neikuppi branch located in Chengalpattu, the following methods can help:

Cheque Book

The cheque books that are issued by City Union Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including City Union Bank Limited branches in Chengalpattu and Chengalpattu, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of City Union Bank Limited and find the branch locator section. Search for Neikuppi or Chengalpattu to get the exact IFSC Code CIUB0000757.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for City Union Bank Limited and Chengalpattu that will provide accurate information.

How to Use IFSC Code CIUB0000757 for Online Transfers?

Once you have the IFSC Code CIUB0000757 for the Neikuppi branch of City Union Bank Limited in Chengalpattu, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CIUB0000757. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000757.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the City Union Bank Limited Neikuppi in Chengalpattu, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of City Union Bank Limited in Neikuppi, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Chengalpattu manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited in Neikuppi, Chengalpattu?

The IFSC Code is CIUB0000757.

Is the IFSC Code CIUB0000757 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of City Union Bank Limited Neikuppi?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Neikuppi branch?

The address of the branch is No.7/340 A,Vishalakshi Veerasamy Nagar,Near Hanuman Temple,Neikuppi,Vengapakkam Po,Chengalpattu.Pin Code 603102 located in Chengalpattu, Chengalpattu, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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