Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of City Union Bank Limited for its Bhilwara branch in Bhilwara, Bhilwara, or Rajasthan, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of City Union Bank Limited located in Bhilwara or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code CIUB0000222. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for City Union Bank Limited, Bhilwara, Bhilwara

Below in the table are the key details related to IFSC Code CIUB0000222 of City Union Bank Limited for its branch located in Bhilwara, within the district of Bhilwara in the state of Rajasthan.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000222
Branch Bhilwara
City Bhilwara
District Bhilwara
State Rajasthan
Address Shop No 3 7,Srinath Tower,Gangapur Choraha,Pur Road,Bhilwara 311001

These details are essential not only for online banking users but also for businesses and individuals who use City Union Bank Limited in Bhilwara for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000222 for the Bhilwara branch of City Union Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CIUB0000222 is given to every bank branch, including City Union Bank Limited located in Bhilwara, Bhilwara, Rajasthan, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the City Union Bank Limited branch in Bhilwara.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bhilwara and Bhilwara.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Rajasthan and the rest of India, which is why the IFSC Code ensures that transactions meant for City Union Bank Limited in Bhilwara doesn't end up at another location.

Format of the IFSC Code CIUB0000222

The format of the IFSC Code for banks, including City Union Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For City Union Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhilwara in Bhilwara.

For example, the IFSC Code CIUB0000222 of City Union Bank Limited for the Bhilwara branch includes these elements, identifying the bank and the branch location in Bhilwara and Rajasthan correctly.

How to Find IFSC Code for City Union Bank Limited?

If you are looking for the IFSC Code CIUB0000222 of City Union Bank Limited for its Bhilwara branch located in Bhilwara, the following methods can help:

Cheque Book

The cheque book that is issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including City Union Bank Limited branches in Bhilwara and Bhilwara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of City Union Bank Limited and look for the branch locator section, then search for Bhilwara or Bhilwara to get the exact IFSC Code CIUB0000222.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for City Union Bank Limited and Bhilwara, then it will provide you proper information.

How to Use IFSC Code CIUB0000222 for Online Transfers?

Once you have the IFSC Code CIUB0000222 for the Bhilwara branch of City Union Bank Limited in Bhilwara, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CIUB0000222. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and City Union Bank Limited IFSC Code CIUB0000222.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for City Union Bank Limited Bhilwara in Bhilwara, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Bhilwara, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bhilwara manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited in Bhilwara, Bhilwara?

The IFSC Code is CIUB0000222.

Is the IFSC Code CIUB0000222 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of City Union Bank Limited Bhilwara?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bhilwara branch?

The address of the branch is Shop No 3 7,Srinath Tower,Gangapur Choraha,Pur Road,Bhilwara 311001 located in Bhilwara, Bhilwara, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.