For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of City Union Bank Limited for its Ankleshwar branch in Bharuch, Ankleshwar, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of City Union Bank Limited located in Bharuch or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code CIUB0000465. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for City Union Bank Limited, Ankleshwar, Bharuch

Here are the key points that are associated with the IFSC Code CIUB0000465 of City Union Bank Limited for its branch located in Bharuch, within the district of Ankleshwar in the state of Gujarat.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000465
Branch Ankleshwar
City Bharuch
District Ankleshwar
State Gujarat
Address Plot No 73/P Gidc Estate, Old National Highway No 8 Ankleshwar -393002 Gujarat -State

These details help users in online banking and for businesses and individuals who use City Union Bank Limited in Bharuch for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000465 for the Ankleshwar branch of City Union Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with City Union Bank Limited located in Ankleshwar, Bharuch, Gujarat, are given a unique IFSC like CIUB0000465 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bharuch.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Bharuch and Ankleshwar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to City Union Bank Limited in Ankleshwar goes to the correct branch. This is important because City Union Bank Limited has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CIUB0000465

The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For City Union Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ankleshwar in Bharuch.

For example, the IFSC Code CIUB0000465 of City Union Bank Limited for the Ankleshwar branch includes these elements, identifying the bank and the branch location in Bharuch and Gujarat accurately.

How to Find IFSC Code for City Union Bank Limited?

If you are trying to find the IFSC Code CIUB0000465 of City Union Bank Limited for its Ankleshwar branch located in Bharuch, the following methods can help:

Cheque Book

The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including City Union Bank Limited branches in Bharuch and Ankleshwar, print them on the first page of your passbook.

Bank Website

Visit the official website of City Union Bank Limited and navigate to the branch locator section. Search for Ankleshwar or Bharuch to get the exact IFSC Code CIUB0000465.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for City Union Bank Limited and Bharuch, you'll get the correct details.

How to Use IFSC Code CIUB0000465 for Online Transfers?

Once you have the IFSC Code CIUB0000465 for the Ankleshwar branch of City Union Bank Limited in Bharuch, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CIUB0000465. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000465.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for City Union Bank Limited Ankleshwar in Bharuch may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of City Union Bank Limited in Ankleshwar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Bharuch manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited Ankleshwar Bharuch?

The IFSC Code of the Ankleshwar Bharuch branch is CIUB0000465.

Is IFSC Code CIUB0000465 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the City Union Bank Limited Ankleshwar branch?

The branch is located at Plot No 73/P Gidc Estate, Old National Highway No 8 Ankleshwar -393002 Gujarat -State.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.