Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of City Union Bank Limited for its Bengaluru Shivaji Nagar branch in Bengaluru, Bengaluru, Karnataka, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of City Union Bank Limited located in Bengaluru or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code CIUB0000767. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for City Union Bank Limited, Bengaluru Shivaji Nagar, Bengaluru
The table below shows the main details of the IFSC Code CIUB0000767 for the City Union Bank Limited branch in Bengaluru, which falls under the Bengaluru district in Karnataka.
| Particulars | Details |
|---|---|
| Bank | City Union Bank Limited |
| IFSC Code | CIUB0000767 |
| Branch | Bengaluru Shivaji Nagar |
| City | Bengaluru |
| District | Bengaluru |
| State | Karnataka |
| Address | No. 5, Ground Floor,Main Guard Cross Road,Shivaji Nagar,Bengaluru |
These details are essential not only for online banking users but also for businesses and individuals who use City Union Bank Limited in Bengaluru for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000767 for the Bengaluru Shivaji Nagar branch of City Union Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including City Union Bank Limited located in Bengaluru Shivaji Nagar, Bengaluru, Karnataka, is provided with a unique IFSC like CIUB0000767 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the City Union Bank Limited branch in Bengaluru.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Bengaluru and Bengaluru.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for City Union Bank Limited in Bengaluru Shivaji Nagar do not get mixed with another location.
Format of the IFSC Code CIUB0000767
The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For City Union Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bengaluru Shivaji Nagar in Bengaluru.
For example, the IFSC Code CIUB0000767 of City Union Bank Limited for the Bengaluru Shivaji Nagar branch includes these elements, identifying the bank and the branch location in Bengaluru and Karnataka accurately.
How to Find IFSC Code for City Union Bank Limited?
If you are trying to find the IFSC Code CIUB0000767 of City Union Bank Limited for its Bengaluru Shivaji Nagar branch located in Bengaluru, the following methods can help:
Cheque Book
The cheque books that are issued by City Union Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including City Union Bank Limited branches in Bengaluru and Bengaluru, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of City Union Bank Limited and find the branch locator section. Search for Bengaluru Shivaji Nagar or Bengaluru to get the exact IFSC Code CIUB0000767.
Mobile Banking App
If you use City Union Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for City Union Bank Limited and Bengaluru that will provide accurate information.
How to Use IFSC Code CIUB0000767 for Online Transfers?
Once you have the IFSC Code CIUB0000767 for the Bengaluru Shivaji Nagar branch of City Union Bank Limited in Bengaluru, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CIUB0000767. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000767.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the City Union Bank Limited Bengaluru Shivaji Nagar in Bengaluru, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of City Union Bank Limited in Bengaluru Shivaji Nagar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official City Union Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Bengaluru manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CIUB0000767.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is No. 5, Ground Floor,Main Guard Cross Road,Shivaji Nagar,Bengaluru located in Bengaluru, Bengaluru, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.