The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of City Union Bank Limited for its Bellary branch in Bellary, Bellary, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of City Union Bank Limited located in Bellary or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code CIUB0000250. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for City Union Bank Limited, Bellary, Bellary

Here are the key points that are associated with the IFSC Code CIUB0000250 of City Union Bank Limited for its branch located in Bellary, within the district of Bellary in the state of Karnataka.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000250
Branch Bellary
City Bellary
District Bellary
State Karnataka
Address Bhushan Bhavana, T.S No.238/2A & 28/1A,Ballary - Bengaluru Road, Opp.Ksrtc Bus Stand,Ballary

These details help users in online banking and for businesses and individuals who use City Union Bank Limited in Bellary for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000250 for the Bellary branch of City Union Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CIUB0000250 is given to every bank branch, including City Union Bank Limited located in Bellary, Bellary, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the City Union Bank Limited branch in Bellary.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bellary and Bellary.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for City Union Bank Limited in Bellary doesn't end up at another location.

Format of the IFSC Code CIUB0000250

This is the format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For City Union Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bellary in Bellary.

For example, the IFSC Code CIUB0000250 of City Union Bank Limited for the Bellary branch includes these elements, identifying the bank and the branch location in Bellary and Karnataka accurately.

How to Find IFSC Code for City Union Bank Limited?

To find the IFSC Code CIUB0000250 of City Union Bank Limited for its Bellary branch located in Bellary, the following methods can help you out:

Cheque Book

The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including City Union Bank Limited branches in Bellary and Bellary, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of City Union Bank Limited and go to the branch locator section. Then search for Bellary or Bellary to find the exact IFSC Code CIUB0000250.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for City Union Bank Limited and Bellary will provide accurate information.

How to Use IFSC Code CIUB0000250 for Online Transfers?

If you have the IFSC Code CIUB0000250 for the Bellary branch of City Union Bank Limited in Bellary, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CIUB0000250. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and City Union Bank Limited IFSC Code CIUB0000250.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for City Union Bank Limited Bellary in Bellary, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Bellary, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bellary manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited Bellary Bellary?

The IFSC Code of the Bellary Bellary branch is CIUB0000250.

Is IFSC Code CIUB0000250 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the City Union Bank Limited Bellary branch?

The branch is located at Bhushan Bhavana, T.S No.238/2A & 28/1A,Ballary - Bengaluru Road, Opp.Ksrtc Bus Stand,Ballary.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.