For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of City Union Bank Limited for its Marathahalli-Bangalore branch in Bangalore, Bangalore, Karnataka, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of City Union Bank Limited located in Bangalore or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code CIUB0000513. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for City Union Bank Limited, Marathahalli-Bangalore, Bangalore
The table below shows the main details of the IFSC Code CIUB0000513 for the City Union Bank Limited branch in Bangalore, which falls under the Bangalore district in Karnataka.
| Particulars | Details |
|---|---|
| Bank | City Union Bank Limited |
| IFSC Code | CIUB0000513 |
| Branch | Marathahalli-Bangalore |
| City | Bangalore |
| District | Bangalore |
| State | Karnataka |
| Address | Site No.61,3Rd Cross,Ashwath Nagar,Kalamandir,Service Road,Marathahalli,Bangalore-560037 |
These details helps users in online banking and for businesses and individuals who use City Union Bank Limited in Bangalore for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000513 for the Marathahalli-Bangalore branch of City Union Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including City Union Bank Limited located in Marathahalli-Bangalore, Bangalore, Karnataka, is provided with a unique IFSC like CIUB0000513 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the City Union Bank Limited branch in Bangalore.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Bangalore and Bangalore.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for City Union Bank Limited in Marathahalli-Bangalore do not get mixed with another location.
Format of the IFSC Code CIUB0000513
The format of the IFSC Code for banks, including City Union Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For City Union Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Marathahalli-Bangalore in Bangalore.
For example, the IFSC Code CIUB0000513 of City Union Bank Limited for the Marathahalli-Bangalore branch includes these elements, identifying the bank and the branch location in Bangalore and Karnataka correctly.
How to Find IFSC Code for City Union Bank Limited?
To find the IFSC Code CIUB0000513 of City Union Bank Limited for its Marathahalli-Bangalore branch located in Bangalore, the following methods can help you out:
Cheque Book
The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including City Union Bank Limited branches in Bangalore and Bangalore, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of City Union Bank Limited and go to the branch locator section. Then search for Marathahalli-Bangalore or Bangalore to find the exact IFSC Code CIUB0000513.
Mobile Banking App
If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for City Union Bank Limited and Bangalore will provide accurate information.
How to Use IFSC Code CIUB0000513 for Online Transfers?
Once you have the IFSC Code CIUB0000513 for the Marathahalli-Bangalore branch of City Union Bank Limited in Bangalore, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CIUB0000513. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000513.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for City Union Bank Limited Marathahalli-Bangalore in Bangalore may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of City Union Bank Limited in Marathahalli-Bangalore, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official City Union Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Bangalore manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CIUB0000513.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Site No.61,3Rd Cross,Ashwath Nagar,Kalamandir,Service Road,Marathahalli,Bangalore-560037 located in Bangalore, Bangalore, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.