The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of City Union Bank Limited for its Jayankondam branch in Ariyalur, Jayankondam, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of City Union Bank Limited located in Ariyalur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000025. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for City Union Bank Limited, Jayankondam, Ariyalur
Here are the main details that are associated with the IFSC Code CIUB0000025 of City Union Bank Limited for its branch located in Ariyalur, within the district of Jayankondam in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | City Union Bank Limited |
| IFSC Code | CIUB0000025 |
| Branch | Jayankondam |
| City | Ariyalur |
| District | Jayankondam |
| State | Tamil Nadu |
| Address | 63A Sannathi Street, Jayamkondam - 621 802 |
These details are essential not only for online banking users but also for businesses and individuals who use City Union Bank Limited in Ariyalur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000025 for the Jayankondam branch of City Union Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with City Union Bank Limited located in Jayankondam, Ariyalur, Tamil Nadu, are allotted a unique IFSC like CIUB0000025 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ariyalur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ariyalur and Jayankondam.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to City Union Bank Limited in Jayankondam reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.
Format of the IFSC Code CIUB0000025
The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For City Union Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jayankondam in Ariyalur.
For example, the IFSC Code CIUB0000025 of City Union Bank Limited for the Jayankondam branch includes these elements, identifying the bank and the branch location in Ariyalur and Tamil Nadu accurately.
How to Find IFSC Code for City Union Bank Limited?
If you are looking for the IFSC Code CIUB0000025 of City Union Bank Limited for its Jayankondam branch located in Ariyalur, the following methods can help:
Cheque Book
The cheque book that is issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including City Union Bank Limited branches in Ariyalur and Jayankondam, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of City Union Bank Limited and look for the branch locator section, then search for Jayankondam or Ariyalur to get the exact IFSC Code CIUB0000025.
Mobile Banking App
If you use City Union Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for City Union Bank Limited and Ariyalur, then it will provide you proper information.
How to Use IFSC Code CIUB0000025 for Online Transfers?
Once you have the IFSC Code CIUB0000025 for the Jayankondam branch of City Union Bank Limited in Ariyalur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CIUB0000025. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000025.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the City Union Bank Limited Jayankondam in Ariyalur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Jayankondam, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official City Union Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Ariyalur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is CIUB0000025.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 63A Sannathi Street, Jayamkondam - 621 802 located in Ariyalur, Jayankondam, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.