The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of City Union Bank Limited for its Odhav-Nikol branch in Ahmedabed, Ahmedabad, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of City Union Bank Limited located in Ahmedabed or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code CIUB0000726. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for City Union Bank Limited, Odhav-Nikol, Ahmedabed
Below in the table are the key details related to IFSC Code CIUB0000726 of City Union Bank Limited for its branch located in Ahmedabed, within the district of Ahmedabad in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | City Union Bank Limited |
| IFSC Code | CIUB0000726 |
| Branch | Odhav-Nikol |
| City | Ahmedabed |
| District | Ahmedabad |
| State | Gujarat |
| Address | Shop No.40-41-42,Ground Floor,Angel Arcade,Opp National Handloom,Virat Nagar Road,Odhav-Nikol,Ahmedabad.Gujarat Pin Code 380038 |
These details helps users in online banking and for businesses and individuals who use City Union Bank Limited in Ahmedabed for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000726 for the Odhav-Nikol branch of City Union Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with City Union Bank Limited located in Odhav-Nikol, Ahmedabed, Gujarat, are allotted a unique IFSC like CIUB0000726 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ahmedabed.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ahmedabed and Ahmedabad.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to City Union Bank Limited in Odhav-Nikol reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code CIUB0000726
The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For City Union Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Odhav-Nikol in Ahmedabed.
For example, the IFSC Code CIUB0000726 of City Union Bank Limited for the Odhav-Nikol branch includes these elements, identifying the bank and the branch location in Ahmedabed and Gujarat accurately.
How to Find IFSC Code for City Union Bank Limited?
If you are trying to find the IFSC Code CIUB0000726 of City Union Bank Limited for its Odhav-Nikol branch located in Ahmedabed, the following methods can help:
Cheque Book
The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including City Union Bank Limited branches in Ahmedabed and Ahmedabad, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of City Union Bank Limited and navigate to the branch locator section. Search for Odhav-Nikol or Ahmedabed to get the exact IFSC Code CIUB0000726.
Mobile Banking App
If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for City Union Bank Limited and Ahmedabed, you'll get the correct details.
How to Use IFSC Code CIUB0000726 for Online Transfers?
Once you have the IFSC Code CIUB0000726 for the Odhav-Nikol branch of City Union Bank Limited in Ahmedabed, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CIUB0000726. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000726.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the City Union Bank Limited Odhav-Nikol in Ahmedabed, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Odhav-Nikol, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official City Union Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Ahmedabed manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CIUB0000726.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shop No.40-41-42,Ground Floor,Angel Arcade,Opp National Handloom,Virat Nagar Road,Odhav-Nikol,Ahmedabad.Gujarat Pin Code 380038 located in Ahmedabed, Ahmedabad, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.