The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Citizen Credit Cooperative Bank Limited for its Virar branch in Virar, Palghar, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Citizen Credit Cooperative Bank Limited located in Virar or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code CCBL0209035. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Citizen Credit Cooperative Bank Limited, Virar, Virar
The table below shows the main details of the IFSC Code CCBL0209035 for the Citizen Credit Cooperative Bank Limited branch in Virar, which falls under the Palghar district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Citizen Credit Cooperative Bank Limited |
| IFSC Code | CCBL0209035 |
| Branch | Virar |
| City | Virar |
| District | Palghar |
| State | Maharashtra |
| Address | Sugandhi Heights , Ground Floor , Village Bolinj , Kharodi Naka , Virar (W) , Mumbai - 401303 |
These details helps users in online banking and for businesses and individuals who use Citizen Credit Cooperative Bank Limited in Virar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CCBL0209035 for the Virar branch of Citizen Credit Cooperative Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Citizen Credit Cooperative Bank Limited located in Virar, Virar, Maharashtra, is provided with a unique IFSC like CCBL0209035 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Citizen Credit Cooperative Bank Limited branch in Virar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Virar and Palghar.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Citizen Credit Cooperative Bank Limited in Virar do not get mixed with another location.
Format of the IFSC Code CCBL0209035
This is the format of the IFSC Code for banks, including Citizen Credit Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Citizen Credit Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Virar in Virar.
For example, the IFSC Code CCBL0209035 of Citizen Credit Cooperative Bank Limited for the Virar branch includes these elements, identifying the bank and the branch location in Virar and Maharashtra accurately.
How to Find IFSC Code for Citizen Credit Cooperative Bank Limited?
To find the IFSC Code CCBL0209035 of Citizen Credit Cooperative Bank Limited for its Virar branch located in Virar, the following methods can help you out:
Cheque Book
The cheque book issued by Citizen Credit Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Citizen Credit Cooperative Bank Limited branches in Virar and Palghar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Citizen Credit Cooperative Bank Limited and go to the branch locator section. Then search for Virar or Virar to find the exact IFSC Code CCBL0209035.
Mobile Banking App
If you use Citizen Credit Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Citizen Credit Cooperative Bank Limited and Virar will provide accurate information.
How to Use IFSC Code CCBL0209035 for Online Transfers?
Once you have the IFSC Code CCBL0209035 for the Virar branch of Citizen Credit Cooperative Bank Limited in Virar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CCBL0209035. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Citizen Credit Cooperative Bank Limited IFSC Code CCBL0209035.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Citizen Credit Cooperative Bank Limited Virar in Virar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Citizen Credit Cooperative Bank Limited in Virar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Citizen Credit Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Virar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CCBL0209035.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Sugandhi Heights , Ground Floor , Village Bolinj , Kharodi Naka , Virar (W) , Mumbai - 401303 located in Virar, Palghar, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.