The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Chhattisgarh Rajya Gramin Bank for its Shivprasadnagar branch in Surjapur, Shivprasadnagar, Chhattisgarh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Chhattisgarh Rajya Gramin Bank located in Surjapur or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code CRGB0006110. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Chhattisgarh Rajya Gramin Bank, Shivprasadnagar, Surjapur

Below in the table are the key details related to IFSC Code CRGB0006110 of Chhattisgarh Rajya Gramin Bank for its branch located in Surjapur, within the district of Shivprasadnagar in the state of Chhattisgarh.

Particulars Details
Bank Chhattisgarh Rajya Gramin Bank
IFSC Code CRGB0006110
Branch Shivprasadnagar
City Surjapur
District Shivprasadnagar
State Chhattisgarh
Address Shivprasadnagar Pin-497229

These details are crucial, not just for online banking users but also for businesses and individuals who use Chhattisgarh Rajya Gramin Bank in Surjapur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CRGB0006110 for the Shivprasadnagar branch of Chhattisgarh Rajya Gramin Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Chhattisgarh Rajya Gramin Bank located in Shivprasadnagar, Surjapur, Chhattisgarh, is provided with a unique IFSC like CRGB0006110 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Chhattisgarh Rajya Gramin Bank branch in Surjapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Surjapur and Shivprasadnagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Chhattisgarh and the rest of India and the IFSC Code ensures that transactions meant for Chhattisgarh Rajya Gramin Bank in Shivprasadnagar do not get mixed with another location.

Format of the IFSC Code CRGB0006110

The format of the IFSC Code for banks, including Chhattisgarh Rajya Gramin Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Chhattisgarh Rajya Gramin Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shivprasadnagar in Surjapur.

For example, the IFSC Code CRGB0006110 of Chhattisgarh Rajya Gramin Bank for the Shivprasadnagar branch includes these elements, identifying the bank and the branch location in Surjapur and Chhattisgarh correctly.

How to Find IFSC Code for Chhattisgarh Rajya Gramin Bank?

If you are trying to find the IFSC Code CRGB0006110 of Chhattisgarh Rajya Gramin Bank for its Shivprasadnagar branch located in Surjapur, the following methods can help:

Cheque Book

The cheque books that are issued by Chhattisgarh Rajya Gramin Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Chhattisgarh Rajya Gramin Bank branches in Surjapur and Shivprasadnagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Chhattisgarh Rajya Gramin Bank and find the branch locator section. Search for Shivprasadnagar or Surjapur to get the exact IFSC Code CRGB0006110.

Mobile Banking App

If you use Chhattisgarh Rajya Gramin Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Chhattisgarh Rajya Gramin Bank and Surjapur that will provide accurate information.

How to Use IFSC Code CRGB0006110 for Online Transfers?

Once you have the IFSC Code CRGB0006110 for the Shivprasadnagar branch of Chhattisgarh Rajya Gramin Bank in Surjapur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CRGB0006110. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Chhattisgarh Rajya Gramin Bank IFSC Code CRGB0006110.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Chhattisgarh Rajya Gramin Bank Shivprasadnagar in Surjapur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Chhattisgarh Rajya Gramin Bank in Shivprasadnagar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Chhattisgarh Rajya Gramin Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Surjapur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Chhattisgarh Rajya Gramin Bank in Shivprasadnagar, Surjapur?

The IFSC Code is CRGB0006110.

Is the IFSC Code CRGB0006110 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Chhattisgarh Rajya Gramin Bank Shivprasadnagar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Shivprasadnagar branch?

The address of the branch is Shivprasadnagar Pin-497229 located in Surjapur, Shivprasadnagar, Chhattisgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.