Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Chhattisgarh Rajya Gramin Bank for its Sukhari branch in Surguja, Sukhari, or Chhattisgarh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Chhattisgarh Rajya Gramin Bank located in Surguja or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code CRGB0006040. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Chhattisgarh Rajya Gramin Bank, Sukhari, Surguja

Here are the key points that are associated with the IFSC Code CRGB0006040 of Chhattisgarh Rajya Gramin Bank for its branch located in Surguja, within the district of Sukhari in the state of Chhattisgarh.

Particulars Details
Bank Chhattisgarh Rajya Gramin Bank
IFSC Code CRGB0006040
Branch Sukhari
City Surguja
District Sukhari
State Chhattisgarh
Address Baikunthpur 497001

These details helps users in online banking and for businesses and individuals who use Chhattisgarh Rajya Gramin Bank in Surguja for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CRGB0006040 for the Sukhari branch of Chhattisgarh Rajya Gramin Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Chhattisgarh Rajya Gramin Bank located in Sukhari, Surguja, Chhattisgarh, is provided a unique IFSC like CRGB0006040 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Chhattisgarh Rajya Gramin Bank branch in Surguja.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Surguja and Sukhari.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Chhattisgarh and the rest of India, the IFSC Code ensures that transactions meant for Chhattisgarh Rajya Gramin Bank in Sukhari do not get misguided to another person.

Format of the IFSC Code CRGB0006040

The format of the IFSC Code for banks, including Chhattisgarh Rajya Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Chhattisgarh Rajya Gramin Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sukhari in Surguja.

For example, the IFSC Code CRGB0006040 of Chhattisgarh Rajya Gramin Bank for the Sukhari branch includes these elements, identifying the bank and the branch location in Surguja and Chhattisgarh accurately.

How to Find IFSC Code for Chhattisgarh Rajya Gramin Bank?

If you are trying to find the IFSC Code CRGB0006040 of Chhattisgarh Rajya Gramin Bank for its Sukhari branch located in Surguja, the following methods can help:

Cheque Book

The cheque book issued by Chhattisgarh Rajya Gramin Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Chhattisgarh Rajya Gramin Bank branches in Surguja and Sukhari, print them on the first page of your passbook.

Bank Website

Visit the official website of Chhattisgarh Rajya Gramin Bank and navigate to the branch locator section. Search for Sukhari or Surguja to get the exact IFSC Code CRGB0006040.

Mobile Banking App

If you use Chhattisgarh Rajya Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Chhattisgarh Rajya Gramin Bank and Surguja, you'll get the correct details.

How to Use IFSC Code CRGB0006040 for Online Transfers?

Once you have the IFSC Code CRGB0006040 for the Sukhari branch of Chhattisgarh Rajya Gramin Bank in Surguja, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CRGB0006040. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Chhattisgarh Rajya Gramin Bank IFSC Code CRGB0006040.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Chhattisgarh Rajya Gramin Bank Sukhari in Surguja, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Chhattisgarh Rajya Gramin Bank in Sukhari, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Chhattisgarh Rajya Gramin Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Surguja to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Chhattisgarh Rajya Gramin Bank in Sukhari, Surguja?

The IFSC Code is CRGB0006040.

Is the IFSC Code CRGB0006040 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Chhattisgarh Rajya Gramin Bank Sukhari?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sukhari branch?

The address of the branch is Baikunthpur 497001 located in Surguja, Sukhari, Chhattisgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.