There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Chhattisgarh Rajya Gramin Bank for its Salka-Tuthipakdi branch in Surguja, Salka-Tuthipakdi, Chhattisgarh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Chhattisgarh Rajya Gramin Bank situated in Surguja or anywhere in Chhattisgarh can easily transfer funds instantly by using the correct IFSC Code CRGB0006104. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Chhattisgarh Rajya Gramin Bank, Salka-Tuthipakdi, Surguja

Here are some of the key details that come with the IFSC Code CRGB0006104 of Chhattisgarh Rajya Gramin Bank for its branch located in Surguja, within the district of Salka-Tuthipakdi in the state of Chhattisgarh.

Particulars Details
Bank Chhattisgarh Rajya Gramin Bank
IFSC Code CRGB0006104
Branch Salka-Tuthipakdi
City Surguja
District Salka-Tuthipakdi
State Chhattisgarh
Address Salka -Thuthipakdi Aghina Bajar Para Block-Udaipur Tehsil- Udaipur 497116

These details help users in online banking and for businesses and individuals who use Chhattisgarh Rajya Gramin Bank in Surguja for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CRGB0006104 for the Salka-Tuthipakdi branch of Chhattisgarh Rajya Gramin Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Chhattisgarh Rajya Gramin Bank located in Salka-Tuthipakdi, Surguja, Chhattisgarh, are given a unique IFSC like CRGB0006104 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Surguja.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Surguja and Salka-Tuthipakdi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Chhattisgarh Rajya Gramin Bank in Salka-Tuthipakdi goes to the correct branch. This is important because Chhattisgarh Rajya Gramin Bank has thousands of branches in Chhattisgarh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CRGB0006104

The format of the IFSC Code for banks, including Chhattisgarh Rajya Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Chhattisgarh Rajya Gramin Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Salka-Tuthipakdi in Surguja.

For example, the IFSC Code CRGB0006104 of Chhattisgarh Rajya Gramin Bank for the Salka-Tuthipakdi branch has these elements, identifying the bank and the branch location in Surguja and Chhattisgarh correctly.

How to Find IFSC Code for Chhattisgarh Rajya Gramin Bank?

If you are trying to find the IFSC Code CRGB0006104 of Chhattisgarh Rajya Gramin Bank for its Salka-Tuthipakdi branch located in Surguja, the following methods can help:

Cheque Book

The cheque book issued by Chhattisgarh Rajya Gramin Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Chhattisgarh Rajya Gramin Bank branches in Surguja and Salka-Tuthipakdi, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Chhattisgarh Rajya Gramin Bank and navigate to the branch locator section. Search for Salka-Tuthipakdi or Surguja to get the exact IFSC Code CRGB0006104.

Mobile Banking App

If you use Chhattisgarh Rajya Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Chhattisgarh Rajya Gramin Bank and Surguja, you'll get the correct details.

How to Use IFSC Code CRGB0006104 for Online Transfers?

Once you have the IFSC Code CRGB0006104 for the Salka-Tuthipakdi branch of Chhattisgarh Rajya Gramin Bank in Surguja, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CRGB0006104. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Chhattisgarh Rajya Gramin Bank IFSC Code CRGB0006104.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Chhattisgarh Rajya Gramin Bank Salka-Tuthipakdi in Surguja, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Chhattisgarh Rajya Gramin Bank in Salka-Tuthipakdi, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Chhattisgarh Rajya Gramin Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Surguja manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Chhattisgarh Rajya Gramin Bank Salka-Tuthipakdi Surguja?

The IFSC Code of the Salka-Tuthipakdi Surguja branch is CRGB0006104.

Is IFSC Code CRGB0006104 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Chhattisgarh Rajya Gramin Bank Salka-Tuthipakdi branch?

The branch is located at Salka -Thuthipakdi Aghina Bajar Para Block-Udaipur Tehsil- Udaipur 497116.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.