Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Chhattisgarh Rajya Gramin Bank for its Raghunathpur branch in Surguja, Raghunathpur, Chhattisgarh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Chhattisgarh Rajya Gramin Bank located in Surguja or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code CRGB0006107. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Chhattisgarh Rajya Gramin Bank, Raghunathpur, Surguja

Here are some of the key details that come with the IFSC Code CRGB0006107 of Chhattisgarh Rajya Gramin Bank for its branch located in Surguja, within the district of Raghunathpur in the state of Chhattisgarh.

Particulars Details
Bank Chhattisgarh Rajya Gramin Bank
IFSC Code CRGB0006107
Branch Raghunathpur
City Surguja
District Raghunathpur
State Chhattisgarh
Address Main Road Raghunathpur Post Office Raghunathpur Block Lundra 497101

These details help users in online banking and for businesses and individuals who use Chhattisgarh Rajya Gramin Bank in Surguja for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CRGB0006107 for the Raghunathpur branch of Chhattisgarh Rajya Gramin Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Chhattisgarh Rajya Gramin Bank located in Raghunathpur, Surguja, Chhattisgarh, is provided with a unique IFSC like CRGB0006107 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Chhattisgarh Rajya Gramin Bank branch in Surguja.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Surguja and Raghunathpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Chhattisgarh and the rest of India and the IFSC Code ensures that transactions meant for Chhattisgarh Rajya Gramin Bank in Raghunathpur do not get mixed with another location.

Format of the IFSC Code CRGB0006107

The format of the IFSC Code for banks, including Chhattisgarh Rajya Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Chhattisgarh Rajya Gramin Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Raghunathpur in Surguja.

For example, the IFSC Code CRGB0006107 of Chhattisgarh Rajya Gramin Bank for the Raghunathpur branch includes these elements, identifying the bank and the branch location in Surguja and Chhattisgarh accurately.

How to Find IFSC Code for Chhattisgarh Rajya Gramin Bank?

If you are looking for the IFSC Code CRGB0006107 of Chhattisgarh Rajya Gramin Bank for its Raghunathpur branch located in Surguja, the following methods can help:

Cheque Book

The cheque book that is issued by Chhattisgarh Rajya Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Chhattisgarh Rajya Gramin Bank branches in Surguja and Raghunathpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Chhattisgarh Rajya Gramin Bank and look for the branch locator section, then search for Raghunathpur or Surguja to get the exact IFSC Code CRGB0006107.

Mobile Banking App

If you use Chhattisgarh Rajya Gramin Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Chhattisgarh Rajya Gramin Bank and Surguja, then it will provide you proper information.

How to Use IFSC Code CRGB0006107 for Online Transfers?

If you have the IFSC Code CRGB0006107 for the Raghunathpur branch of Chhattisgarh Rajya Gramin Bank in Surguja, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CRGB0006107. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Chhattisgarh Rajya Gramin Bank IFSC Code CRGB0006107.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Chhattisgarh Rajya Gramin Bank Raghunathpur in Surguja, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Chhattisgarh Rajya Gramin Bank in Raghunathpur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Chhattisgarh Rajya Gramin Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Surguja manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Chhattisgarh Rajya Gramin Bank in Raghunathpur, Surguja?

The IFSC Code is CRGB0006107.

Is the IFSC Code CRGB0006107 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Chhattisgarh Rajya Gramin Bank Raghunathpur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Raghunathpur branch?

The address of the branch is Main Road Raghunathpur Post Office Raghunathpur Block Lundra 497101 located in Surguja, Raghunathpur, Chhattisgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.