There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Chhattisgarh Rajya Gramin Bank for its Kedma branch in Surguja, Kedma, Chhattisgarh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Chhattisgarh Rajya Gramin Bank situated in Surguja or anywhere in Chhattisgarh can easily transfer funds instantly by using the correct IFSC Code CRGB0060108. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Chhattisgarh Rajya Gramin Bank, Kedma, Surguja
Here are the main details that are associated with the IFSC Code CRGB0060108 of Chhattisgarh Rajya Gramin Bank for its branch located in Surguja, within the district of Kedma in the state of Chhattisgarh.
| Particulars | Details |
|---|---|
| Bank | Chhattisgarh Rajya Gramin Bank |
| IFSC Code | CRGB0060108 |
| Branch | Kedma |
| City | Surguja |
| District | Kedma |
| State | Chhattisgarh |
| Address | Gram Post Office Kedma Block & Tah. Udaipur 492110 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Chhattisgarh Rajya Gramin Bank in Surguja for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CRGB0060108 for the Kedma branch of Chhattisgarh Rajya Gramin Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Chhattisgarh Rajya Gramin Bank located in Kedma, Surguja, Chhattisgarh, is provided a unique IFSC like CRGB0060108 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Chhattisgarh Rajya Gramin Bank branch in Surguja.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Surguja and Kedma.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Chhattisgarh and the rest of India, the IFSC Code ensures that transactions meant for Chhattisgarh Rajya Gramin Bank in Kedma do not get misguided to another person.
Format of the IFSC Code CRGB0060108
The format of the IFSC Code for banks, including Chhattisgarh Rajya Gramin Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Chhattisgarh Rajya Gramin Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kedma in Surguja.
For example, the IFSC Code CRGB0060108 of Chhattisgarh Rajya Gramin Bank for the Kedma branch has these elements, identifying the bank and the branch location in Surguja and Chhattisgarh correctly.
How to Find IFSC Code for Chhattisgarh Rajya Gramin Bank?
If you are trying to find the IFSC Code CRGB0060108 of Chhattisgarh Rajya Gramin Bank for its Kedma branch located in Surguja, the following methods can help:
Cheque Book
The cheque book issued by Chhattisgarh Rajya Gramin Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Chhattisgarh Rajya Gramin Bank branches in Surguja and Kedma, print them on the first page of your passbook.
Bank Website
Visit the official website of Chhattisgarh Rajya Gramin Bank and navigate to the branch locator section. Search for Kedma or Surguja to get the exact IFSC Code CRGB0060108.
Mobile Banking App
If you use Chhattisgarh Rajya Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Chhattisgarh Rajya Gramin Bank and Surguja, you'll get the correct details.
How to Use IFSC Code CRGB0060108 for Online Transfers?
Once you have the IFSC Code CRGB0060108 for the Kedma branch of Chhattisgarh Rajya Gramin Bank in Surguja, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CRGB0060108. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Chhattisgarh Rajya Gramin Bank IFSC Code CRGB0060108.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Chhattisgarh Rajya Gramin Bank Kedma in Surguja, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Chhattisgarh Rajya Gramin Bank in Kedma, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Chhattisgarh Rajya Gramin Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Surguja to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CRGB0060108.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Gram Post Office Kedma Block & Tah. Udaipur 492110 located in Surguja, Kedma, Chhattisgarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.