There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Chhattisgarh Rajya Gramin Bank for its Guturama branch in Surguja, Guturama, Chhattisgarh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Chhattisgarh Rajya Gramin Bank situated in Surguja or anywhere in Chhattisgarh can easily transfer funds instantly by using the correct IFSC Code CRGB0006047. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Chhattisgarh Rajya Gramin Bank, Guturama, Surguja

Below in the table are the key details related to IFSC Code CRGB0006047 of Chhattisgarh Rajya Gramin Bank for its branch located in Surguja, within the district of Guturama in the state of Chhattisgarh.

Particulars Details
Bank Chhattisgarh Rajya Gramin Bank
IFSC Code CRGB0006047
Branch Guturama
City Surguja
District Guturama
State Chhattisgarh
Address Kerata 497114

These details are crucial, not just for online banking users but also for businesses and individuals who use Chhattisgarh Rajya Gramin Bank in Surguja for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CRGB0006047 for the Guturama branch of Chhattisgarh Rajya Gramin Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Chhattisgarh Rajya Gramin Bank located in Guturama, Surguja, Chhattisgarh, is provided a unique IFSC like CRGB0006047 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Chhattisgarh Rajya Gramin Bank branch in Surguja.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Surguja and Guturama.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Chhattisgarh and the rest of India, the IFSC Code ensures that transactions meant for Chhattisgarh Rajya Gramin Bank in Guturama do not get misguided to another person.

Format of the IFSC Code CRGB0006047

The format of the IFSC Code for banks, including Chhattisgarh Rajya Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Chhattisgarh Rajya Gramin Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Guturama in Surguja.

For example, the IFSC Code CRGB0006047 of Chhattisgarh Rajya Gramin Bank for the Guturama branch includes these elements, identifying the bank and the branch location in Surguja and Chhattisgarh accurately.

How to Find IFSC Code for Chhattisgarh Rajya Gramin Bank?

If you are looking for the IFSC Code CRGB0006047 of Chhattisgarh Rajya Gramin Bank for its Guturama branch located in Surguja, the following methods can help:

Cheque Book

The cheque book that is issued by Chhattisgarh Rajya Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Chhattisgarh Rajya Gramin Bank branches in Surguja and Guturama, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Chhattisgarh Rajya Gramin Bank and look for the branch locator section, then search for Guturama or Surguja to get the exact IFSC Code CRGB0006047.

Mobile Banking App

If you use Chhattisgarh Rajya Gramin Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Chhattisgarh Rajya Gramin Bank and Surguja, then it will provide you proper information.

How to Use IFSC Code CRGB0006047 for Online Transfers?

Once you have the IFSC Code CRGB0006047 for the Guturama branch of Chhattisgarh Rajya Gramin Bank in Surguja, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CRGB0006047. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Chhattisgarh Rajya Gramin Bank IFSC Code CRGB0006047.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Chhattisgarh Rajya Gramin Bank Guturama in Surguja, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Chhattisgarh Rajya Gramin Bank in Guturama, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Chhattisgarh Rajya Gramin Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Surguja manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Chhattisgarh Rajya Gramin Bank in Guturama, Surguja?

The IFSC Code is CRGB0006047.

Is the IFSC Code CRGB0006047 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Chhattisgarh Rajya Gramin Bank Guturama?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Guturama branch?

The address of the branch is Kerata 497114 located in Surguja, Guturama, Chhattisgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.