There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Chhattisgarh Rajya Gramin Bank for its Godhapur branch in Surguja, Godhapur, Chhattisgarh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Chhattisgarh Rajya Gramin Bank situated in Surguja or anywhere in Chhattisgarh can easily transfer funds instantly by using the correct IFSC Code CRGB0006105. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Chhattisgarh Rajya Gramin Bank, Godhapur, Surguja

Here are the main details that are associated with the IFSC Code CRGB0006105 of Chhattisgarh Rajya Gramin Bank for its branch located in Surguja, within the district of Godhapur in the state of Chhattisgarh.

Particulars Details
Bank Chhattisgarh Rajya Gramin Bank
IFSC Code CRGB0006105
Branch Godhapur
City Surguja
District Godhapur
State Chhattisgarh
Address Near Hotel Panchanan Pratappur Chowk Godhanpur Ambikapur Tehsil-Ambikapur 497001

These details help users in online banking and for businesses and individuals who use Chhattisgarh Rajya Gramin Bank in Surguja for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CRGB0006105 for the Godhapur branch of Chhattisgarh Rajya Gramin Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CRGB0006105 is given to every bank branch, including Chhattisgarh Rajya Gramin Bank located in Godhapur, Surguja, Chhattisgarh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Chhattisgarh Rajya Gramin Bank branch in Surguja.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Surguja and Godhapur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Chhattisgarh and the rest of India, which is why the IFSC Code ensures that transactions meant for Chhattisgarh Rajya Gramin Bank in Godhapur doesn't end up at another location.

Format of the IFSC Code CRGB0006105

The format of the IFSC Code for banks, including Chhattisgarh Rajya Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Chhattisgarh Rajya Gramin Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Godhapur in Surguja.

For example, the IFSC Code CRGB0006105 of Chhattisgarh Rajya Gramin Bank for the Godhapur branch has these elements, identifying the bank and the branch location in Surguja and Chhattisgarh correctly.

How to Find IFSC Code for Chhattisgarh Rajya Gramin Bank?

If you are trying to find the IFSC Code CRGB0006105 of Chhattisgarh Rajya Gramin Bank for its Godhapur branch located in Surguja, the following methods can help:

Cheque Book

The cheque books that are issued by Chhattisgarh Rajya Gramin Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Chhattisgarh Rajya Gramin Bank branches in Surguja and Godhapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Chhattisgarh Rajya Gramin Bank and find the branch locator section. Search for Godhapur or Surguja to get the exact IFSC Code CRGB0006105.

Mobile Banking App

If you use Chhattisgarh Rajya Gramin Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Chhattisgarh Rajya Gramin Bank and Surguja that will provide accurate information.

How to Use IFSC Code CRGB0006105 for Online Transfers?

Once you have the IFSC Code CRGB0006105 for the Godhapur branch of Chhattisgarh Rajya Gramin Bank in Surguja, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CRGB0006105. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Chhattisgarh Rajya Gramin Bank IFSC Code CRGB0006105.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Chhattisgarh Rajya Gramin Bank Godhapur in Surguja, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Chhattisgarh Rajya Gramin Bank in Godhapur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Chhattisgarh Rajya Gramin Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Surguja manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Chhattisgarh Rajya Gramin Bank in Godhapur, Surguja?

The IFSC Code is CRGB0006105.

Is the IFSC Code CRGB0006105 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Chhattisgarh Rajya Gramin Bank Godhapur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Godhapur branch?

The address of the branch is Near Hotel Panchanan Pratappur Chowk Godhanpur Ambikapur Tehsil-Ambikapur 497001 located in Surguja, Godhapur, Chhattisgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.