There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Chhattisgarh Rajya Gramin Bank for its Fundurdihari branch in Surguja, Fundurdihari, Chhattisgarh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Chhattisgarh Rajya Gramin Bank situated in Surguja or anywhere in Chhattisgarh can easily transfer funds instantly by using the correct IFSC Code CRGB0006051. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Chhattisgarh Rajya Gramin Bank, Fundurdihari, Surguja
The table below shows the main details of the IFSC Code CRGB0006051 for the Chhattisgarh Rajya Gramin Bank branch in Surguja, which falls under the Fundurdihari district in Chhattisgarh.
| Particulars | Details |
|---|---|
| Bank | Chhattisgarh Rajya Gramin Bank |
| IFSC Code | CRGB0006051 |
| Branch | Fundurdihari |
| City | Surguja |
| District | Fundurdihari |
| State | Chhattisgarh |
| Address | Biharpur 497001 |
These details helps users in online banking and for businesses and individuals who use Chhattisgarh Rajya Gramin Bank in Surguja for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CRGB0006051 for the Fundurdihari branch of Chhattisgarh Rajya Gramin Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Chhattisgarh Rajya Gramin Bank located in Fundurdihari, Surguja, Chhattisgarh, is provided a unique IFSC like CRGB0006051 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Chhattisgarh Rajya Gramin Bank branch in Surguja.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Surguja and Fundurdihari.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Chhattisgarh and the rest of India, the IFSC Code ensures that transactions meant for Chhattisgarh Rajya Gramin Bank in Fundurdihari do not get misguided to another person.
Format of the IFSC Code CRGB0006051
The format of the IFSC Code for banks, including Chhattisgarh Rajya Gramin Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Chhattisgarh Rajya Gramin Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Fundurdihari in Surguja.
For example, the IFSC Code CRGB0006051 of Chhattisgarh Rajya Gramin Bank for the Fundurdihari branch includes these elements, identifying the bank and the branch location in Surguja and Chhattisgarh accurately.
How to Find IFSC Code for Chhattisgarh Rajya Gramin Bank?
If you are trying to find the IFSC Code CRGB0006051 of Chhattisgarh Rajya Gramin Bank for its Fundurdihari branch located in Surguja, the following methods can help:
Cheque Book
The cheque books that are issued by Chhattisgarh Rajya Gramin Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Chhattisgarh Rajya Gramin Bank branches in Surguja and Fundurdihari, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Chhattisgarh Rajya Gramin Bank and find the branch locator section. Search for Fundurdihari or Surguja to get the exact IFSC Code CRGB0006051.
Mobile Banking App
If you use Chhattisgarh Rajya Gramin Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Chhattisgarh Rajya Gramin Bank and Surguja that will provide accurate information.
How to Use IFSC Code CRGB0006051 for Online Transfers?
Once you have the IFSC Code CRGB0006051 for the Fundurdihari branch of Chhattisgarh Rajya Gramin Bank in Surguja, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CRGB0006051. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Chhattisgarh Rajya Gramin Bank IFSC Code CRGB0006051.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Chhattisgarh Rajya Gramin Bank Fundurdihari in Surguja, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Chhattisgarh Rajya Gramin Bank in Fundurdihari, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Chhattisgarh Rajya Gramin Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Surguja manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CRGB0006051.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Biharpur 497001 located in Surguja, Fundurdihari, Chhattisgarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.