The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Chhattisgarh Rajya Gramin Bank for its Darima branch in Surguja, Darima, Chhattisgarh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Chhattisgarh Rajya Gramin Bank located in Surguja or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code CRGB0006013. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Chhattisgarh Rajya Gramin Bank, Darima, Surguja

Here are some of the key details that come with the IFSC Code CRGB0006013 of Chhattisgarh Rajya Gramin Bank for its branch located in Surguja, within the district of Darima in the state of Chhattisgarh.

Particulars Details
Bank Chhattisgarh Rajya Gramin Bank
IFSC Code CRGB0006013
Branch Darima
City Surguja
District Darima
State Chhattisgarh
Address Pondi Bachra 497001

These details are important not only for users using online banking but also for businesses and individuals who use Chhattisgarh Rajya Gramin Bank in Surguja for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CRGB0006013 for the Darima branch of Chhattisgarh Rajya Gramin Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CRGB0006013 is given to every bank branch, including Chhattisgarh Rajya Gramin Bank located in Darima, Surguja, Chhattisgarh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Chhattisgarh Rajya Gramin Bank branch in Surguja.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Surguja and Darima.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Chhattisgarh and the rest of India, which is why the IFSC Code ensures that transactions meant for Chhattisgarh Rajya Gramin Bank in Darima doesn't end up at another location.

Format of the IFSC Code CRGB0006013

This is the format of the IFSC Code for banks, including Chhattisgarh Rajya Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Chhattisgarh Rajya Gramin Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Darima in Surguja.

For example, the IFSC Code CRGB0006013 of Chhattisgarh Rajya Gramin Bank for the Darima branch includes these elements, identifying the bank and the branch location in Surguja and Chhattisgarh accurately.

How to Find IFSC Code for Chhattisgarh Rajya Gramin Bank?

If you are trying to find the IFSC Code CRGB0006013 of Chhattisgarh Rajya Gramin Bank for its Darima branch located in Surguja, the following methods can help:

Cheque Book

The cheque book issued by Chhattisgarh Rajya Gramin Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Chhattisgarh Rajya Gramin Bank branches in Surguja and Darima, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Chhattisgarh Rajya Gramin Bank and navigate to the branch locator section. Search for Darima or Surguja to get the exact IFSC Code CRGB0006013.

Mobile Banking App

If you use Chhattisgarh Rajya Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Chhattisgarh Rajya Gramin Bank and Surguja, you'll get the correct details.

How to Use IFSC Code CRGB0006013 for Online Transfers?

If you have the IFSC Code CRGB0006013 for the Darima branch of Chhattisgarh Rajya Gramin Bank in Surguja, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CRGB0006013. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Chhattisgarh Rajya Gramin Bank IFSC Code CRGB0006013.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Chhattisgarh Rajya Gramin Bank Darima in Surguja, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Chhattisgarh Rajya Gramin Bank in Darima, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Chhattisgarh Rajya Gramin Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Surguja to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Chhattisgarh Rajya Gramin Bank in Darima, Surguja?

The IFSC Code is CRGB0006013.

Is the IFSC Code CRGB0006013 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Chhattisgarh Rajya Gramin Bank Darima?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Darima branch?

The address of the branch is Pondi Bachra 497001 located in Surguja, Darima, Chhattisgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.