There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Chhattisgarh Rajya Gramin Bank for its Shivnandanpur branch in Surajpur, Shivnandanpur, Chhattisgarh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Chhattisgarh Rajya Gramin Bank situated in Surajpur or anywhere in Chhattisgarh can easily transfer funds instantly by using the correct IFSC Code CRGB0006091. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Chhattisgarh Rajya Gramin Bank, Shivnandanpur, Surajpur

Below in the table are the key details related to IFSC Code CRGB0006091 of Chhattisgarh Rajya Gramin Bank for its branch located in Surajpur, within the district of Shivnandanpur in the state of Chhattisgarh.

Particulars Details
Bank Chhattisgarh Rajya Gramin Bank
IFSC Code CRGB0006091
Branch Shivnandanpur
City Surajpur
District Shivnandanpur
State Chhattisgarh
Address Main Road Shivnandanpur Tehshil Surajpur Dist. Surajpur -C.G Pin 497226

These details are important not only for users using online banking but also for businesses and individuals who use Chhattisgarh Rajya Gramin Bank in Surajpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CRGB0006091 for the Shivnandanpur branch of Chhattisgarh Rajya Gramin Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Chhattisgarh Rajya Gramin Bank located in Shivnandanpur, Surajpur, Chhattisgarh, is provided with a unique IFSC like CRGB0006091 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Chhattisgarh Rajya Gramin Bank branch in Surajpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Surajpur and Shivnandanpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Chhattisgarh and the rest of India and the IFSC Code ensures that transactions meant for Chhattisgarh Rajya Gramin Bank in Shivnandanpur do not get mixed with another location.

Format of the IFSC Code CRGB0006091

This is the format of the IFSC Code for banks, including Chhattisgarh Rajya Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Chhattisgarh Rajya Gramin Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Shivnandanpur in Surajpur.

For example, the IFSC Code CRGB0006091 of Chhattisgarh Rajya Gramin Bank for the Shivnandanpur branch includes these elements, identifying the bank and the branch location in Surajpur and Chhattisgarh accurately.

How to Find IFSC Code for Chhattisgarh Rajya Gramin Bank?

If you are trying to find the IFSC Code CRGB0006091 of Chhattisgarh Rajya Gramin Bank for its Shivnandanpur branch located in Surajpur, the following methods can help:

Cheque Book

The cheque book issued by Chhattisgarh Rajya Gramin Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Chhattisgarh Rajya Gramin Bank branches in Surajpur and Shivnandanpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Chhattisgarh Rajya Gramin Bank and navigate to the branch locator section. Search for Shivnandanpur or Surajpur to get the exact IFSC Code CRGB0006091.

Mobile Banking App

If you use Chhattisgarh Rajya Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Chhattisgarh Rajya Gramin Bank and Surajpur, you'll get the correct details.

How to Use IFSC Code CRGB0006091 for Online Transfers?

Once you have the IFSC Code CRGB0006091 for the Shivnandanpur branch of Chhattisgarh Rajya Gramin Bank in Surajpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CRGB0006091. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Chhattisgarh Rajya Gramin Bank IFSC Code CRGB0006091.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Chhattisgarh Rajya Gramin Bank Shivnandanpur in Surajpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Chhattisgarh Rajya Gramin Bank in Shivnandanpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Chhattisgarh Rajya Gramin Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Surajpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Chhattisgarh Rajya Gramin Bank in Shivnandanpur, Surajpur?

The IFSC Code is CRGB0006091.

Is the IFSC Code CRGB0006091 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Chhattisgarh Rajya Gramin Bank Shivnandanpur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Shivnandanpur branch?

The address of the branch is Main Road Shivnandanpur Tehshil Surajpur Dist. Surajpur -C.G Pin 497226 located in Surajpur, Shivnandanpur, Chhattisgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.