For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Chhattisgarh Rajya Gramin Bank for its Latori branch in Surajpur, Latori, Chhattisgarh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Chhattisgarh Rajya Gramin Bank located in Surajpur or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code CRGB0006015. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Chhattisgarh Rajya Gramin Bank, Latori, Surajpur

Below in the table are the key details related to IFSC Code CRGB0006015 of Chhattisgarh Rajya Gramin Bank for its branch located in Surajpur, within the district of Latori in the state of Chhattisgarh.

Particulars Details
Bank Chhattisgarh Rajya Gramin Bank
IFSC Code CRGB0006015
Branch Latori
City Surajpur
District Latori
State Chhattisgarh
Address P.O Latori Block-Surajpur Dist. Surajpur -C.G Pin 497001

These details are crucial, not just for online banking users but also for businesses and individuals who use Chhattisgarh Rajya Gramin Bank in Surajpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CRGB0006015 for the Latori branch of Chhattisgarh Rajya Gramin Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Chhattisgarh Rajya Gramin Bank located in Latori, Surajpur, Chhattisgarh, are given a unique IFSC like CRGB0006015 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Surajpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Surajpur and Latori.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Chhattisgarh Rajya Gramin Bank in Latori goes to the correct branch. This is important because Chhattisgarh Rajya Gramin Bank has thousands of branches in Chhattisgarh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CRGB0006015

The format of the IFSC Code for banks, including Chhattisgarh Rajya Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Chhattisgarh Rajya Gramin Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Latori in Surajpur.

For example, the IFSC Code CRGB0006015 of Chhattisgarh Rajya Gramin Bank for the Latori branch has these elements, identifying the bank and the branch location in Surajpur and Chhattisgarh correctly.

How to Find IFSC Code for Chhattisgarh Rajya Gramin Bank?

If you are looking for the IFSC Code CRGB0006015 of Chhattisgarh Rajya Gramin Bank for its Latori branch located in Surajpur, the following methods can help:

Cheque Book

The cheque book that is issued by Chhattisgarh Rajya Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Chhattisgarh Rajya Gramin Bank branches in Surajpur and Latori, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Chhattisgarh Rajya Gramin Bank and look for the branch locator section, then search for Latori or Surajpur to get the exact IFSC Code CRGB0006015.

Mobile Banking App

If you use Chhattisgarh Rajya Gramin Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Chhattisgarh Rajya Gramin Bank and Surajpur, then it will provide you proper information.

How to Use IFSC Code CRGB0006015 for Online Transfers?

Once you have the IFSC Code CRGB0006015 for the Latori branch of Chhattisgarh Rajya Gramin Bank in Surajpur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CRGB0006015. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Chhattisgarh Rajya Gramin Bank IFSC Code CRGB0006015.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Chhattisgarh Rajya Gramin Bank Latori in Surajpur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Chhattisgarh Rajya Gramin Bank in Latori, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Chhattisgarh Rajya Gramin Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Surajpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Chhattisgarh Rajya Gramin Bank in Latori, Surajpur?

The IFSC Code is CRGB0006015.

Is the IFSC Code CRGB0006015 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Chhattisgarh Rajya Gramin Bank Latori?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Latori branch?

The address of the branch is P.O Latori Block-Surajpur Dist. Surajpur -C.G Pin 497001 located in Surajpur, Latori, Chhattisgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.