The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Chhattisgarh Rajya Gramin Bank for its Kumda branch in Surajpur, Kumda, Chhattisgarh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Chhattisgarh Rajya Gramin Bank located in Surajpur or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code CRGB0006053. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Chhattisgarh Rajya Gramin Bank, Kumda, Surajpur

Here are the main details that are associated with the IFSC Code CRGB0006053 of Chhattisgarh Rajya Gramin Bank for its branch located in Surajpur, within the district of Kumda in the state of Chhattisgarh.

Particulars Details
Bank Chhattisgarh Rajya Gramin Bank
IFSC Code CRGB0006053
Branch Kumda
City Surajpur
District Kumda
State Chhattisgarh
Address Secl-Kumda Hospital Tehshil Surajpur Dist. Surajpur -C.G Pin 497226

These details are crucial, not just for online banking users but also for businesses and individuals who use Chhattisgarh Rajya Gramin Bank in Surajpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CRGB0006053 for the Kumda branch of Chhattisgarh Rajya Gramin Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Chhattisgarh Rajya Gramin Bank located in Kumda, Surajpur, Chhattisgarh, is provided a unique IFSC like CRGB0006053 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Chhattisgarh Rajya Gramin Bank branch in Surajpur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Surajpur and Kumda.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Chhattisgarh and the rest of India, the IFSC Code ensures that transactions meant for Chhattisgarh Rajya Gramin Bank in Kumda do not get misguided to another person.

Format of the IFSC Code CRGB0006053

The format of the IFSC Code for banks, including Chhattisgarh Rajya Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Chhattisgarh Rajya Gramin Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kumda in Surajpur.

For example, the IFSC Code CRGB0006053 of Chhattisgarh Rajya Gramin Bank for the Kumda branch includes these elements, identifying the bank and the branch location in Surajpur and Chhattisgarh accurately.

How to Find IFSC Code for Chhattisgarh Rajya Gramin Bank?

If you are looking for the IFSC Code CRGB0006053 of Chhattisgarh Rajya Gramin Bank for its Kumda branch located in Surajpur, the following methods can help:

Cheque Book

The cheque book that is issued by Chhattisgarh Rajya Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Chhattisgarh Rajya Gramin Bank branches in Surajpur and Kumda, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Chhattisgarh Rajya Gramin Bank and look for the branch locator section, then search for Kumda or Surajpur to get the exact IFSC Code CRGB0006053.

Mobile Banking App

If you use Chhattisgarh Rajya Gramin Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Chhattisgarh Rajya Gramin Bank and Surajpur, then it will provide you proper information.

How to Use IFSC Code CRGB0006053 for Online Transfers?

If you have the IFSC Code CRGB0006053 for the Kumda branch of Chhattisgarh Rajya Gramin Bank in Surajpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CRGB0006053. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Chhattisgarh Rajya Gramin Bank IFSC Code CRGB0006053.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Chhattisgarh Rajya Gramin Bank Kumda in Surajpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Chhattisgarh Rajya Gramin Bank in Kumda, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Chhattisgarh Rajya Gramin Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Surajpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Chhattisgarh Rajya Gramin Bank in Kumda, Surajpur?

The IFSC Code is CRGB0006053.

Is the IFSC Code CRGB0006053 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Chhattisgarh Rajya Gramin Bank Kumda?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kumda branch?

The address of the branch is Secl-Kumda Hospital Tehshil Surajpur Dist. Surajpur -C.G Pin 497226 located in Surajpur, Kumda, Chhattisgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.