For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Chhattisgarh Rajya Gramin Bank for its Kerata branch in Surajpur, Kerata, Chhattisgarh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Chhattisgarh Rajya Gramin Bank located in Surajpur or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code CRGB0006090. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Chhattisgarh Rajya Gramin Bank, Kerata, Surajpur
Here are the key points that are associated with the IFSC Code CRGB0006090 of Chhattisgarh Rajya Gramin Bank for its branch located in Surajpur, within the district of Kerata in the state of Chhattisgarh.
| Particulars | Details |
|---|---|
| Bank | Chhattisgarh Rajya Gramin Bank |
| IFSC Code | CRGB0006090 |
| Branch | Kerata |
| City | Surajpur |
| District | Kerata |
| State | Chhattisgarh |
| Address | Main Pratappur Road Tehs.Pratappur Dist. Surajpur -C.G Pin 497223 |
These details are essential not only for online banking users but also for businesses and individuals who use Chhattisgarh Rajya Gramin Bank in Surajpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CRGB0006090 for the Kerata branch of Chhattisgarh Rajya Gramin Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Chhattisgarh Rajya Gramin Bank located in Kerata, Surajpur, Chhattisgarh, are allotted a unique IFSC like CRGB0006090 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Surajpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Surajpur and Kerata.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Chhattisgarh Rajya Gramin Bank in Kerata reaches the right place, even though there are thousands of branches in Chhattisgarh and across India.
Format of the IFSC Code CRGB0006090
The format of the IFSC Code for banks, including Chhattisgarh Rajya Gramin Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Chhattisgarh Rajya Gramin Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kerata in Surajpur.
For example, the IFSC Code CRGB0006090 of Chhattisgarh Rajya Gramin Bank for the Kerata branch has these elements, identifying the bank and the branch location in Surajpur and Chhattisgarh correctly.
How to Find IFSC Code for Chhattisgarh Rajya Gramin Bank?
If you are trying to find the IFSC Code CRGB0006090 of Chhattisgarh Rajya Gramin Bank for its Kerata branch located in Surajpur, the following methods can help:
Cheque Book
The cheque book issued by Chhattisgarh Rajya Gramin Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Chhattisgarh Rajya Gramin Bank branches in Surajpur and Kerata, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Chhattisgarh Rajya Gramin Bank and navigate to the branch locator section. Search for Kerata or Surajpur to get the exact IFSC Code CRGB0006090.
Mobile Banking App
If you use Chhattisgarh Rajya Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Chhattisgarh Rajya Gramin Bank and Surajpur, you'll get the correct details.
How to Use IFSC Code CRGB0006090 for Online Transfers?
Once you have the IFSC Code CRGB0006090 for the Kerata branch of Chhattisgarh Rajya Gramin Bank in Surajpur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CRGB0006090. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Chhattisgarh Rajya Gramin Bank IFSC Code CRGB0006090.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Chhattisgarh Rajya Gramin Bank Kerata in Surajpur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Chhattisgarh Rajya Gramin Bank in Kerata, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Chhattisgarh Rajya Gramin Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Surajpur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CRGB0006090.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Main Pratappur Road Tehs.Pratappur Dist. Surajpur -C.G Pin 497223 located in Surajpur, Kerata, Chhattisgarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.