For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Chhattisgarh Rajya Gramin Bank for its Mohla branch in Rajnandgaon, Mohla, Chhattisgarh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Chhattisgarh Rajya Gramin Bank located in Rajnandgaon or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code CRGB0008245. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Chhattisgarh Rajya Gramin Bank, Mohla, Rajnandgaon
Here are the key points that are associated with the IFSC Code CRGB0008245 of Chhattisgarh Rajya Gramin Bank for its branch located in Rajnandgaon, within the district of Mohla in the state of Chhattisgarh.
| Particulars | Details |
|---|---|
| Bank | Chhattisgarh Rajya Gramin Bank |
| IFSC Code | CRGB0008245 |
| Branch | Mohla |
| City | Rajnandgaon |
| District | Mohla |
| State | Chhattisgarh |
| Address | Janpat Panchayat Bhavan Parisiar. Mohala Po & Block - Mohala Distt - Rajnandgaon 491666 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Chhattisgarh Rajya Gramin Bank in Rajnandgaon for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CRGB0008245 for the Mohla branch of Chhattisgarh Rajya Gramin Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CRGB0008245 is given to every bank branch, including Chhattisgarh Rajya Gramin Bank located in Mohla, Rajnandgaon, Chhattisgarh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Chhattisgarh Rajya Gramin Bank branch in Rajnandgaon.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Rajnandgaon and Mohla.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Chhattisgarh and the rest of India, which is why the IFSC Code ensures that transactions meant for Chhattisgarh Rajya Gramin Bank in Mohla doesn't end up at another location.
Format of the IFSC Code CRGB0008245
The format of the IFSC Code for banks, including Chhattisgarh Rajya Gramin Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Chhattisgarh Rajya Gramin Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mohla in Rajnandgaon.
For example, the IFSC Code CRGB0008245 of Chhattisgarh Rajya Gramin Bank for the Mohla branch includes these elements, identifying the bank and the branch location in Rajnandgaon and Chhattisgarh accurately.
How to Find IFSC Code for Chhattisgarh Rajya Gramin Bank?
To find the IFSC Code CRGB0008245 of Chhattisgarh Rajya Gramin Bank for its Mohla branch located in Rajnandgaon, the following methods can help you out:
Cheque Book
The cheque book issued by Chhattisgarh Rajya Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Chhattisgarh Rajya Gramin Bank branches in Rajnandgaon and Mohla, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Chhattisgarh Rajya Gramin Bank and go to the branch locator section. Then search for Mohla or Rajnandgaon to find the exact IFSC Code CRGB0008245.
Mobile Banking App
If you use Chhattisgarh Rajya Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Chhattisgarh Rajya Gramin Bank and Rajnandgaon will provide accurate information.
How to Use IFSC Code CRGB0008245 for Online Transfers?
Once you have the IFSC Code CRGB0008245 for the Mohla branch of Chhattisgarh Rajya Gramin Bank in Rajnandgaon, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CRGB0008245. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Chhattisgarh Rajya Gramin Bank IFSC Code CRGB0008245.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Chhattisgarh Rajya Gramin Bank Mohla in Rajnandgaon may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Chhattisgarh Rajya Gramin Bank in Mohla, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Chhattisgarh Rajya Gramin Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Rajnandgaon to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CRGB0008245.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Janpat Panchayat Bhavan Parisiar. Mohala Po & Block - Mohala Distt - Rajnandgaon 491666 located in Rajnandgaon, Mohla, Chhattisgarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.