The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Chhattisgarh Rajya Gramin Bank for its Raipur Purani Basti branch in Raipur, Raipur Purani Basti, Chhattisgarh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Chhattisgarh Rajya Gramin Bank located in Raipur or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code CRGB0000139. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Chhattisgarh Rajya Gramin Bank, Raipur Purani Basti, Raipur

Here are the key points that are associated with the IFSC Code CRGB0000139 of Chhattisgarh Rajya Gramin Bank for its branch located in Raipur, within the district of Raipur Purani Basti in the state of Chhattisgarh.

Particulars Details
Bank Chhattisgarh Rajya Gramin Bank
IFSC Code CRGB0000139
Branch Raipur Purani Basti
City Raipur
District Raipur Purani Basti
State Chhattisgarh
Address Shanti Chowk Purani Basti Purani Basti Tahsil- Raipur 492001

These details are essential not only for online banking users but also for businesses and individuals who use Chhattisgarh Rajya Gramin Bank in Raipur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CRGB0000139 for the Raipur Purani Basti branch of Chhattisgarh Rajya Gramin Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Chhattisgarh Rajya Gramin Bank located in Raipur Purani Basti, Raipur, Chhattisgarh, are allotted a unique IFSC like CRGB0000139 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Raipur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Raipur and Raipur Purani Basti.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Chhattisgarh Rajya Gramin Bank in Raipur Purani Basti reaches the right place, even though there are thousands of branches in Chhattisgarh and across India.

Format of the IFSC Code CRGB0000139

The format of the IFSC Code for banks, including Chhattisgarh Rajya Gramin Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Chhattisgarh Rajya Gramin Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Raipur Purani Basti in Raipur.

For example, the IFSC Code CRGB0000139 of Chhattisgarh Rajya Gramin Bank for the Raipur Purani Basti branch includes these elements, identifying the bank and the branch location in Raipur and Chhattisgarh correctly.

How to Find IFSC Code for Chhattisgarh Rajya Gramin Bank?

To find the IFSC Code CRGB0000139 of Chhattisgarh Rajya Gramin Bank for its Raipur Purani Basti branch located in Raipur, the following methods can help you out:

Cheque Book

The cheque book issued by Chhattisgarh Rajya Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Chhattisgarh Rajya Gramin Bank branches in Raipur and Raipur Purani Basti, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Chhattisgarh Rajya Gramin Bank and go to the branch locator section. Then search for Raipur Purani Basti or Raipur to find the exact IFSC Code CRGB0000139.

Mobile Banking App

If you use Chhattisgarh Rajya Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Chhattisgarh Rajya Gramin Bank and Raipur will provide accurate information.

How to Use IFSC Code CRGB0000139 for Online Transfers?

Once you have the IFSC Code CRGB0000139 for the Raipur Purani Basti branch of Chhattisgarh Rajya Gramin Bank in Raipur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CRGB0000139. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Chhattisgarh Rajya Gramin Bank IFSC Code CRGB0000139.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Chhattisgarh Rajya Gramin Bank Raipur Purani Basti in Raipur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Chhattisgarh Rajya Gramin Bank in Raipur Purani Basti, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Chhattisgarh Rajya Gramin Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Raipur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Chhattisgarh Rajya Gramin Bank in Raipur Purani Basti, Raipur?

The IFSC Code is CRGB0000139.

Is the IFSC Code CRGB0000139 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Chhattisgarh Rajya Gramin Bank Raipur Purani Basti?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Raipur Purani Basti branch?

The address of the branch is Shanti Chowk Purani Basti Purani Basti Tahsil- Raipur 492001 located in Raipur, Raipur Purani Basti, Chhattisgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.