The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Chhattisgarh Rajya Gramin Bank for its Futkapuri branch in Raigarh, Futkapuri, Chhattisgarh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Chhattisgarh Rajya Gramin Bank located in Raigarh or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code CRGB0000851. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Chhattisgarh Rajya Gramin Bank, Futkapuri, Raigarh

Below in the table are the key details related to IFSC Code CRGB0000851 of Chhattisgarh Rajya Gramin Bank for its branch located in Raigarh, within the district of Futkapuri in the state of Chhattisgarh.

Particulars Details
Bank Chhattisgarh Rajya Gramin Bank
IFSC Code CRGB0000851
Branch Futkapuri
City Raigarh
District Futkapuri
State Chhattisgarh
Address Putkapuri Main Road Putkapuri The Pussor Dist Raigarh 496001

These details help users in online banking and for businesses and individuals who use Chhattisgarh Rajya Gramin Bank in Raigarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CRGB0000851 for the Futkapuri branch of Chhattisgarh Rajya Gramin Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CRGB0000851 is given to every bank branch, including Chhattisgarh Rajya Gramin Bank located in Futkapuri, Raigarh, Chhattisgarh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Chhattisgarh Rajya Gramin Bank branch in Raigarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Raigarh and Futkapuri.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Chhattisgarh and the rest of India, which is why the IFSC Code ensures that transactions meant for Chhattisgarh Rajya Gramin Bank in Futkapuri doesn't end up at another location.

Format of the IFSC Code CRGB0000851

This is the format of the IFSC Code for banks, including Chhattisgarh Rajya Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Chhattisgarh Rajya Gramin Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Futkapuri in Raigarh.

For example, the IFSC Code CRGB0000851 of Chhattisgarh Rajya Gramin Bank for the Futkapuri branch includes these elements, identifying the bank and the branch location in Raigarh and Chhattisgarh accurately.

How to Find IFSC Code for Chhattisgarh Rajya Gramin Bank?

If you are trying to find the IFSC Code CRGB0000851 of Chhattisgarh Rajya Gramin Bank for its Futkapuri branch located in Raigarh, the following methods can help:

Cheque Book

The cheque books that are issued by Chhattisgarh Rajya Gramin Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Chhattisgarh Rajya Gramin Bank branches in Raigarh and Futkapuri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Chhattisgarh Rajya Gramin Bank and find the branch locator section. Search for Futkapuri or Raigarh to get the exact IFSC Code CRGB0000851.

Mobile Banking App

If you use Chhattisgarh Rajya Gramin Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Chhattisgarh Rajya Gramin Bank and Raigarh that will provide accurate information.

How to Use IFSC Code CRGB0000851 for Online Transfers?

Once you have the IFSC Code CRGB0000851 for the Futkapuri branch of Chhattisgarh Rajya Gramin Bank in Raigarh, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CRGB0000851. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Chhattisgarh Rajya Gramin Bank IFSC Code CRGB0000851.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Chhattisgarh Rajya Gramin Bank Futkapuri in Raigarh may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Chhattisgarh Rajya Gramin Bank in Futkapuri, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Chhattisgarh Rajya Gramin Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Raigarh to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Chhattisgarh Rajya Gramin Bank in Futkapuri, Raigarh?

The IFSC Code is CRGB0000851.

Is the IFSC Code CRGB0000851 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Chhattisgarh Rajya Gramin Bank Futkapuri?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Futkapuri branch?

The address of the branch is Putkapuri Main Road Putkapuri The Pussor Dist Raigarh 496001 located in Raigarh, Futkapuri, Chhattisgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.