Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Chhattisgarh Rajya Gramin Bank for its Ramgarh branch in Koriya, Ramgarh, or Chhattisgarh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Chhattisgarh Rajya Gramin Bank located in Koriya or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code CRGB0006094. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Chhattisgarh Rajya Gramin Bank, Ramgarh, Koriya

Here are the key points that are associated with the IFSC Code CRGB0006094 of Chhattisgarh Rajya Gramin Bank for its branch located in Koriya, within the district of Ramgarh in the state of Chhattisgarh.

Particulars Details
Bank Chhattisgarh Rajya Gramin Bank
IFSC Code CRGB0006094
Branch Ramgarh
City Koriya
District Ramgarh
State Chhattisgarh
Address Village-Ramgarh Block -Sonhat Tehshil Sonhat District Korea Pin-497778

These details help users in online banking and for businesses and individuals who use Chhattisgarh Rajya Gramin Bank in Koriya for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CRGB0006094 for the Ramgarh branch of Chhattisgarh Rajya Gramin Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Chhattisgarh Rajya Gramin Bank located in Ramgarh, Koriya, Chhattisgarh, is provided a unique IFSC like CRGB0006094 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Chhattisgarh Rajya Gramin Bank branch in Koriya.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Koriya and Ramgarh.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Chhattisgarh and the rest of India, the IFSC Code ensures that transactions meant for Chhattisgarh Rajya Gramin Bank in Ramgarh do not get misguided to another person.

Format of the IFSC Code CRGB0006094

The format of the IFSC Code for banks, including Chhattisgarh Rajya Gramin Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Chhattisgarh Rajya Gramin Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ramgarh in Koriya.

For example, the IFSC Code CRGB0006094 of Chhattisgarh Rajya Gramin Bank for the Ramgarh branch includes these elements, identifying the bank and the branch location in Koriya and Chhattisgarh correctly.

How to Find IFSC Code for Chhattisgarh Rajya Gramin Bank?

If you are trying to find the IFSC Code CRGB0006094 of Chhattisgarh Rajya Gramin Bank for its Ramgarh branch located in Koriya, the following methods can help:

Cheque Book

The cheque book issued by Chhattisgarh Rajya Gramin Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Chhattisgarh Rajya Gramin Bank branches in Koriya and Ramgarh, print them on the first page of your passbook.

Bank Website

Visit the official website of Chhattisgarh Rajya Gramin Bank and navigate to the branch locator section. Search for Ramgarh or Koriya to get the exact IFSC Code CRGB0006094.

Mobile Banking App

If you use Chhattisgarh Rajya Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Chhattisgarh Rajya Gramin Bank and Koriya, you'll get the correct details.

How to Use IFSC Code CRGB0006094 for Online Transfers?

Once you have the IFSC Code CRGB0006094 for the Ramgarh branch of Chhattisgarh Rajya Gramin Bank in Koriya, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CRGB0006094. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Chhattisgarh Rajya Gramin Bank IFSC Code CRGB0006094.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Chhattisgarh Rajya Gramin Bank Ramgarh in Koriya, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Chhattisgarh Rajya Gramin Bank in Ramgarh, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Chhattisgarh Rajya Gramin Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Koriya manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Chhattisgarh Rajya Gramin Bank in Ramgarh, Koriya?

The IFSC Code is CRGB0006094.

Is the IFSC Code CRGB0006094 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Chhattisgarh Rajya Gramin Bank Ramgarh?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ramgarh branch?

The address of the branch is Village-Ramgarh Block -Sonhat Tehshil Sonhat District Korea Pin-497778 located in Koriya, Ramgarh, Chhattisgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.