Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Chhattisgarh Rajya Gramin Bank for its Pondi Bachra branch in Koriya, Pondi Bachra, or Chhattisgarh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Chhattisgarh Rajya Gramin Bank located in Koriya or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code CRGB0006021. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Chhattisgarh Rajya Gramin Bank, Pondi Bachra, Koriya

The table below shows the main details of the IFSC Code CRGB0006021 for the Chhattisgarh Rajya Gramin Bank branch in Koriya, which falls under the Pondi Bachra district in Chhattisgarh.

Particulars Details
Bank Chhattisgarh Rajya Gramin Bank
IFSC Code CRGB0006021
Branch Pondi Bachra
City Koriya
District Pondi Bachra
State Chhattisgarh
Address Pondibachra Tahshil-Khadgawan Dist. Korea-C.G Pin 497449

These details helps users in online banking and for businesses and individuals who use Chhattisgarh Rajya Gramin Bank in Koriya for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CRGB0006021 for the Pondi Bachra branch of Chhattisgarh Rajya Gramin Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Chhattisgarh Rajya Gramin Bank located in Pondi Bachra, Koriya, Chhattisgarh, are allotted a unique IFSC like CRGB0006021 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Koriya.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Koriya and Pondi Bachra.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Chhattisgarh Rajya Gramin Bank in Pondi Bachra reaches the right place, even though there are thousands of branches in Chhattisgarh and across India.

Format of the IFSC Code CRGB0006021

The format of the IFSC Code for banks, including Chhattisgarh Rajya Gramin Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Chhattisgarh Rajya Gramin Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pondi Bachra in Koriya.

For example, the IFSC Code CRGB0006021 of Chhattisgarh Rajya Gramin Bank for the Pondi Bachra branch includes these elements, identifying the bank and the branch location in Koriya and Chhattisgarh correctly.

How to Find IFSC Code for Chhattisgarh Rajya Gramin Bank?

If you are trying to find the IFSC Code CRGB0006021 of Chhattisgarh Rajya Gramin Bank for its Pondi Bachra branch located in Koriya, the following methods can help:

Cheque Book

The cheque book issued by Chhattisgarh Rajya Gramin Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Chhattisgarh Rajya Gramin Bank branches in Koriya and Pondi Bachra, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Chhattisgarh Rajya Gramin Bank and navigate to the branch locator section. Search for Pondi Bachra or Koriya to get the exact IFSC Code CRGB0006021.

Mobile Banking App

If you use Chhattisgarh Rajya Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Chhattisgarh Rajya Gramin Bank and Koriya, you'll get the correct details.

How to Use IFSC Code CRGB0006021 for Online Transfers?

Once you have the IFSC Code CRGB0006021 for the Pondi Bachra branch of Chhattisgarh Rajya Gramin Bank in Koriya, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CRGB0006021. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Chhattisgarh Rajya Gramin Bank IFSC Code CRGB0006021.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Chhattisgarh Rajya Gramin Bank Pondi Bachra in Koriya, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Chhattisgarh Rajya Gramin Bank in Pondi Bachra, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Chhattisgarh Rajya Gramin Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Koriya manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Chhattisgarh Rajya Gramin Bank in Pondi Bachra, Koriya?

The IFSC Code is CRGB0006021.

Is the IFSC Code CRGB0006021 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Chhattisgarh Rajya Gramin Bank Pondi Bachra?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pondi Bachra branch?

The address of the branch is Pondibachra Tahshil-Khadgawan Dist. Korea-C.G Pin 497449 located in Koriya, Pondi Bachra, Chhattisgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.