For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Chhattisgarh Rajya Gramin Bank for its Patna branch in Koriya, Patna, Chhattisgarh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Chhattisgarh Rajya Gramin Bank located in Koriya or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code CRGB0006004. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Chhattisgarh Rajya Gramin Bank, Patna, Koriya
Here are some of the key details that come with the IFSC Code CRGB0006004 of Chhattisgarh Rajya Gramin Bank for its branch located in Koriya, within the district of Patna in the state of Chhattisgarh.
| Particulars | Details |
|---|---|
| Bank | Chhattisgarh Rajya Gramin Bank |
| IFSC Code | CRGB0006004 |
| Branch | Patna |
| City | Koriya |
| District | Patna |
| State | Chhattisgarh |
| Address | Main Market Patna Tahshil Baikunthpur Dist. Korea-C.G Pin 497331 |
These details are important not only for users using online banking but also for businesses and individuals who use Chhattisgarh Rajya Gramin Bank in Koriya for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CRGB0006004 for the Patna branch of Chhattisgarh Rajya Gramin Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Chhattisgarh Rajya Gramin Bank located in Patna, Koriya, Chhattisgarh, is provided with a unique IFSC like CRGB0006004 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Chhattisgarh Rajya Gramin Bank branch in Koriya.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Koriya and Patna.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Chhattisgarh and the rest of India and the IFSC Code ensures that transactions meant for Chhattisgarh Rajya Gramin Bank in Patna do not get mixed with another location.
Format of the IFSC Code CRGB0006004
The format of the IFSC Code for banks, including Chhattisgarh Rajya Gramin Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Chhattisgarh Rajya Gramin Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Patna in Koriya.
For example, the IFSC Code CRGB0006004 of Chhattisgarh Rajya Gramin Bank for the Patna branch includes these elements, identifying the bank and the branch location in Koriya and Chhattisgarh accurately.
How to Find IFSC Code for Chhattisgarh Rajya Gramin Bank?
If you are trying to find the IFSC Code CRGB0006004 of Chhattisgarh Rajya Gramin Bank for its Patna branch located in Koriya, the following methods can help:
Cheque Book
The cheque books that are issued by Chhattisgarh Rajya Gramin Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Chhattisgarh Rajya Gramin Bank branches in Koriya and Patna, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Chhattisgarh Rajya Gramin Bank and find the branch locator section. Search for Patna or Koriya to get the exact IFSC Code CRGB0006004.
Mobile Banking App
If you use Chhattisgarh Rajya Gramin Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Chhattisgarh Rajya Gramin Bank and Koriya that will provide accurate information.
How to Use IFSC Code CRGB0006004 for Online Transfers?
If you have the IFSC Code CRGB0006004 for the Patna branch of Chhattisgarh Rajya Gramin Bank in Koriya, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CRGB0006004. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Chhattisgarh Rajya Gramin Bank IFSC Code CRGB0006004.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Chhattisgarh Rajya Gramin Bank Patna in Koriya, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Chhattisgarh Rajya Gramin Bank in Patna, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Chhattisgarh Rajya Gramin Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Koriya manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is CRGB0006004.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Main Market Patna Tahshil Baikunthpur Dist. Korea-C.G Pin 497331 located in Koriya, Patna, Chhattisgarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.