Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Chhattisgarh Rajya Gramin Bank for its Baikunthpur Extn branch in Koriya, Baikunthpur Extn, Chhattisgarh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Chhattisgarh Rajya Gramin Bank located in Koriya or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code CRGB0006093. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Chhattisgarh Rajya Gramin Bank, Baikunthpur Extn, Koriya
Here are the key points that are associated with the IFSC Code CRGB0006093 of Chhattisgarh Rajya Gramin Bank for its branch located in Koriya, within the district of Baikunthpur Extn in the state of Chhattisgarh.
| Particulars | Details |
|---|---|
| Bank | Chhattisgarh Rajya Gramin Bank |
| IFSC Code | CRGB0006093 |
| Branch | Baikunthpur Extn |
| City | Koriya |
| District | Baikunthpur Extn |
| State | Chhattisgarh |
| Address | Collectoriate Premises Baikunthpur Tahshil Baikunthpur Dist. Korea(C.G) Pin 497335 |
These details are essential not only for online banking users but also for businesses and individuals who use Chhattisgarh Rajya Gramin Bank in Koriya for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CRGB0006093 for the Baikunthpur Extn branch of Chhattisgarh Rajya Gramin Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Chhattisgarh Rajya Gramin Bank located in Baikunthpur Extn, Koriya, Chhattisgarh, are given a unique IFSC like CRGB0006093 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Koriya.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Koriya and Baikunthpur Extn.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Chhattisgarh Rajya Gramin Bank in Baikunthpur Extn goes to the correct branch. This is important because Chhattisgarh Rajya Gramin Bank has thousands of branches in Chhattisgarh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code CRGB0006093
The format of the IFSC Code for banks, including Chhattisgarh Rajya Gramin Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Chhattisgarh Rajya Gramin Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Baikunthpur Extn in Koriya.
For example, the IFSC Code CRGB0006093 of Chhattisgarh Rajya Gramin Bank for the Baikunthpur Extn branch includes these elements, identifying the bank and the branch location in Koriya and Chhattisgarh accurately.
How to Find IFSC Code for Chhattisgarh Rajya Gramin Bank?
If you are trying to find the IFSC Code CRGB0006093 of Chhattisgarh Rajya Gramin Bank for its Baikunthpur Extn branch located in Koriya, the following methods can help:
Cheque Book
The cheque book issued by Chhattisgarh Rajya Gramin Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Chhattisgarh Rajya Gramin Bank branches in Koriya and Baikunthpur Extn, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Chhattisgarh Rajya Gramin Bank and navigate to the branch locator section. Search for Baikunthpur Extn or Koriya to get the exact IFSC Code CRGB0006093.
Mobile Banking App
If you use Chhattisgarh Rajya Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Chhattisgarh Rajya Gramin Bank and Koriya, you'll get the correct details.
How to Use IFSC Code CRGB0006093 for Online Transfers?
If you have the IFSC Code CRGB0006093 for the Baikunthpur Extn branch of Chhattisgarh Rajya Gramin Bank in Koriya, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CRGB0006093. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Chhattisgarh Rajya Gramin Bank IFSC Code CRGB0006093.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Chhattisgarh Rajya Gramin Bank Baikunthpur Extn in Koriya, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Chhattisgarh Rajya Gramin Bank in Baikunthpur Extn, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Chhattisgarh Rajya Gramin Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Koriya to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CRGB0006093.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Collectoriate Premises Baikunthpur Tahshil Baikunthpur Dist. Korea(C.G) Pin 497335 located in Koriya, Baikunthpur Extn, Chhattisgarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.