Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Chhattisgarh Rajya Gramin Bank for its Gevra branch in Korba, Gevra, Chhattisgarh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Chhattisgarh Rajya Gramin Bank located in Korba or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code CRGB0000604. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Chhattisgarh Rajya Gramin Bank, Gevra, Korba
The table below shows the main details of the IFSC Code CRGB0000604 for the Chhattisgarh Rajya Gramin Bank branch in Korba, which falls under the Gevra district in Chhattisgarh.
| Particulars | Details |
|---|---|
| Bank | Chhattisgarh Rajya Gramin Bank |
| IFSC Code | CRGB0000604 |
| Branch | Gevra |
| City | Korba |
| District | Gevra |
| State | Chhattisgarh |
| Address | At & Post Gewra Road Teh-Katghora Dist.-Korba Pin-495454 |
These details helps users in online banking and for businesses and individuals who use Chhattisgarh Rajya Gramin Bank in Korba for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CRGB0000604 for the Gevra branch of Chhattisgarh Rajya Gramin Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Chhattisgarh Rajya Gramin Bank located in Gevra, Korba, Chhattisgarh, is provided with a unique IFSC like CRGB0000604 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Chhattisgarh Rajya Gramin Bank branch in Korba.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Korba and Gevra.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Chhattisgarh and the rest of India and the IFSC Code ensures that transactions meant for Chhattisgarh Rajya Gramin Bank in Gevra do not get mixed with another location.
Format of the IFSC Code CRGB0000604
The format of the IFSC Code for banks, including Chhattisgarh Rajya Gramin Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Chhattisgarh Rajya Gramin Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gevra in Korba.
For example, the IFSC Code CRGB0000604 of Chhattisgarh Rajya Gramin Bank for the Gevra branch includes these elements, identifying the bank and the branch location in Korba and Chhattisgarh accurately.
How to Find IFSC Code for Chhattisgarh Rajya Gramin Bank?
If you are looking for the IFSC Code CRGB0000604 of Chhattisgarh Rajya Gramin Bank for its Gevra branch located in Korba, the following methods can help:
Cheque Book
The cheque book that is issued by Chhattisgarh Rajya Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Chhattisgarh Rajya Gramin Bank branches in Korba and Gevra, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Chhattisgarh Rajya Gramin Bank and look for the branch locator section, then search for Gevra or Korba to get the exact IFSC Code CRGB0000604.
Mobile Banking App
If you use Chhattisgarh Rajya Gramin Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Chhattisgarh Rajya Gramin Bank and Korba, then it will provide you proper information.
How to Use IFSC Code CRGB0000604 for Online Transfers?
Once you have the IFSC Code CRGB0000604 for the Gevra branch of Chhattisgarh Rajya Gramin Bank in Korba, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CRGB0000604. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Chhattisgarh Rajya Gramin Bank IFSC Code CRGB0000604.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Chhattisgarh Rajya Gramin Bank Gevra in Korba, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Chhattisgarh Rajya Gramin Bank in Gevra, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Chhattisgarh Rajya Gramin Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Korba to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CRGB0000604.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At & Post Gewra Road Teh-Katghora Dist.-Korba Pin-495454 located in Korba, Gevra, Chhattisgarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.