Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Chhattisgarh Rajya Gramin Bank for its Kersai branch in Jashpur, Kersai, or Chhattisgarh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Chhattisgarh Rajya Gramin Bank located in Jashpur or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code CRGB0000924. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Chhattisgarh Rajya Gramin Bank, Kersai, Jashpur
The table below shows the main details of the IFSC Code CRGB0000924 for the Chhattisgarh Rajya Gramin Bank branch in Jashpur, which falls under the Kersai district in Chhattisgarh.
| Particulars | Details |
|---|---|
| Bank | Chhattisgarh Rajya Gramin Bank |
| IFSC Code | CRGB0000924 |
| Branch | Kersai |
| City | Jashpur |
| District | Kersai |
| State | Chhattisgarh |
| Address | Kersai Main Road Kersai Teh Pharsabahar Dist Jashpur 496227 |
These details are essential not only for online banking users but also for businesses and individuals who use Chhattisgarh Rajya Gramin Bank in Jashpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CRGB0000924 for the Kersai branch of Chhattisgarh Rajya Gramin Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Chhattisgarh Rajya Gramin Bank located in Kersai, Jashpur, Chhattisgarh, is provided with a unique IFSC like CRGB0000924 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Chhattisgarh Rajya Gramin Bank branch in Jashpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Jashpur and Kersai.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Chhattisgarh and the rest of India and the IFSC Code ensures that transactions meant for Chhattisgarh Rajya Gramin Bank in Kersai do not get mixed with another location.
Format of the IFSC Code CRGB0000924
The format of the IFSC Code for banks, including Chhattisgarh Rajya Gramin Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Chhattisgarh Rajya Gramin Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kersai in Jashpur.
For example, the IFSC Code CRGB0000924 of Chhattisgarh Rajya Gramin Bank for the Kersai branch includes these elements, identifying the bank and the branch location in Jashpur and Chhattisgarh correctly.
How to Find IFSC Code for Chhattisgarh Rajya Gramin Bank?
To find the IFSC Code CRGB0000924 of Chhattisgarh Rajya Gramin Bank for its Kersai branch located in Jashpur, the following methods can help you out:
Cheque Book
The cheque book issued by Chhattisgarh Rajya Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Chhattisgarh Rajya Gramin Bank branches in Jashpur and Kersai, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Chhattisgarh Rajya Gramin Bank and go to the branch locator section. Then search for Kersai or Jashpur to find the exact IFSC Code CRGB0000924.
Mobile Banking App
If you use Chhattisgarh Rajya Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Chhattisgarh Rajya Gramin Bank and Jashpur will provide accurate information.
How to Use IFSC Code CRGB0000924 for Online Transfers?
Once you have the IFSC Code CRGB0000924 for the Kersai branch of Chhattisgarh Rajya Gramin Bank in Jashpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CRGB0000924. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Chhattisgarh Rajya Gramin Bank IFSC Code CRGB0000924.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Chhattisgarh Rajya Gramin Bank Kersai in Jashpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Chhattisgarh Rajya Gramin Bank in Kersai, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Chhattisgarh Rajya Gramin Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Jashpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CRGB0000924.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Kersai Main Road Kersai Teh Pharsabahar Dist Jashpur 496227 located in Jashpur, Kersai, Chhattisgarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.