There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Chhattisgarh Rajya Gramin Bank for its Devrikhurd branch in Bilaspur, Devrikhurd, Chhattisgarh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Chhattisgarh Rajya Gramin Bank situated in Bilaspur or anywhere in Chhattisgarh can easily transfer funds instantly by using the correct IFSC Code CRGB0000440. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Chhattisgarh Rajya Gramin Bank, Devrikhurd, Bilaspur

Here are some of the key details that come with the IFSC Code CRGB0000440 of Chhattisgarh Rajya Gramin Bank for its branch located in Bilaspur, within the district of Devrikhurd in the state of Chhattisgarh.

Particulars Details
Bank Chhattisgarh Rajya Gramin Bank
IFSC Code CRGB0000440
Branch Devrikhurd
City Bilaspur
District Devrikhurd
State Chhattisgarh
Address Near Jajodiy Tiles Main Road Deorikhurd Bilaspur 495004

These details are important not only for users using online banking but also for businesses and individuals who use Chhattisgarh Rajya Gramin Bank in Bilaspur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CRGB0000440 for the Devrikhurd branch of Chhattisgarh Rajya Gramin Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Chhattisgarh Rajya Gramin Bank located in Devrikhurd, Bilaspur, Chhattisgarh, are allotted a unique IFSC like CRGB0000440 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bilaspur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bilaspur and Devrikhurd.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Chhattisgarh Rajya Gramin Bank in Devrikhurd reaches the right place, even though there are thousands of branches in Chhattisgarh and across India.

Format of the IFSC Code CRGB0000440

The format of the IFSC Code for banks, including Chhattisgarh Rajya Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Chhattisgarh Rajya Gramin Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Devrikhurd in Bilaspur.

For example, the IFSC Code CRGB0000440 of Chhattisgarh Rajya Gramin Bank for the Devrikhurd branch has these elements, identifying the bank and the branch location in Bilaspur and Chhattisgarh correctly.

How to Find IFSC Code for Chhattisgarh Rajya Gramin Bank?

If you are looking for the IFSC Code CRGB0000440 of Chhattisgarh Rajya Gramin Bank for its Devrikhurd branch located in Bilaspur, the following methods can help:

Cheque Book

The cheque book that is issued by Chhattisgarh Rajya Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Chhattisgarh Rajya Gramin Bank branches in Bilaspur and Devrikhurd, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Chhattisgarh Rajya Gramin Bank and look for the branch locator section, then search for Devrikhurd or Bilaspur to get the exact IFSC Code CRGB0000440.

Mobile Banking App

If you use Chhattisgarh Rajya Gramin Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Chhattisgarh Rajya Gramin Bank and Bilaspur, then it will provide you proper information.

How to Use IFSC Code CRGB0000440 for Online Transfers?

Once you have the IFSC Code CRGB0000440 for the Devrikhurd branch of Chhattisgarh Rajya Gramin Bank in Bilaspur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CRGB0000440. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Chhattisgarh Rajya Gramin Bank IFSC Code CRGB0000440.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Chhattisgarh Rajya Gramin Bank Devrikhurd in Bilaspur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Chhattisgarh Rajya Gramin Bank in Devrikhurd, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Chhattisgarh Rajya Gramin Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bilaspur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Chhattisgarh Rajya Gramin Bank in Devrikhurd, Bilaspur?

The IFSC Code is CRGB0000440.

Is the IFSC Code CRGB0000440 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Chhattisgarh Rajya Gramin Bank Devrikhurd?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Devrikhurd branch?

The address of the branch is Near Jajodiy Tiles Main Road Deorikhurd Bilaspur 495004 located in Bilaspur, Devrikhurd, Chhattisgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.