The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Chhattisgarh Rajya Gramin Bank for its Bhairamgarh branch in Bijapur, Bhairamgarh, Chhattisgarh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Chhattisgarh Rajya Gramin Bank located in Bijapur or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code CRGB0001213. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Chhattisgarh Rajya Gramin Bank, Bhairamgarh, Bijapur
The table below shows the main details of the IFSC Code CRGB0001213 for the Chhattisgarh Rajya Gramin Bank branch in Bijapur, which falls under the Bhairamgarh district in Chhattisgarh.
| Particulars | Details |
|---|---|
| Bank | Chhattisgarh Rajya Gramin Bank |
| IFSC Code | CRGB0001213 |
| Branch | Bhairamgarh |
| City | Bijapur |
| District | Bhairamgarh |
| State | Chhattisgarh |
| Address | Main Road Bhairamgarh 494449 |
These details helps users in online banking and for businesses and individuals who use Chhattisgarh Rajya Gramin Bank in Bijapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CRGB0001213 for the Bhairamgarh branch of Chhattisgarh Rajya Gramin Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CRGB0001213 is given to every bank branch, including Chhattisgarh Rajya Gramin Bank located in Bhairamgarh, Bijapur, Chhattisgarh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Chhattisgarh Rajya Gramin Bank branch in Bijapur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Bijapur and Bhairamgarh.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Chhattisgarh and the rest of India, which is why the IFSC Code ensures that transactions meant for Chhattisgarh Rajya Gramin Bank in Bhairamgarh doesn't end up at another location.
Format of the IFSC Code CRGB0001213
The format of the IFSC Code for banks, including Chhattisgarh Rajya Gramin Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Chhattisgarh Rajya Gramin Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhairamgarh in Bijapur.
For example, the IFSC Code CRGB0001213 of Chhattisgarh Rajya Gramin Bank for the Bhairamgarh branch includes these elements, identifying the bank and the branch location in Bijapur and Chhattisgarh accurately.
How to Find IFSC Code for Chhattisgarh Rajya Gramin Bank?
If you are trying to find the IFSC Code CRGB0001213 of Chhattisgarh Rajya Gramin Bank for its Bhairamgarh branch located in Bijapur, the following methods can help:
Cheque Book
The cheque books that are issued by Chhattisgarh Rajya Gramin Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Chhattisgarh Rajya Gramin Bank branches in Bijapur and Bhairamgarh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Chhattisgarh Rajya Gramin Bank and find the branch locator section. Search for Bhairamgarh or Bijapur to get the exact IFSC Code CRGB0001213.
Mobile Banking App
If you use Chhattisgarh Rajya Gramin Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Chhattisgarh Rajya Gramin Bank and Bijapur that will provide accurate information.
How to Use IFSC Code CRGB0001213 for Online Transfers?
Once you have the IFSC Code CRGB0001213 for the Bhairamgarh branch of Chhattisgarh Rajya Gramin Bank in Bijapur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CRGB0001213. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Chhattisgarh Rajya Gramin Bank IFSC Code CRGB0001213.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Chhattisgarh Rajya Gramin Bank Bhairamgarh in Bijapur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Chhattisgarh Rajya Gramin Bank in Bhairamgarh, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Chhattisgarh Rajya Gramin Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Bijapur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CRGB0001213.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Main Road Bhairamgarh 494449 located in Bijapur, Bhairamgarh, Chhattisgarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.