Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Chhattisgarh Rajya Gramin Bank for its Mardum branch in Bastar, Mardum, or Chhattisgarh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Chhattisgarh Rajya Gramin Bank located in Bastar or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code CRGB0001225. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Chhattisgarh Rajya Gramin Bank, Mardum, Bastar
Here are the key points that are associated with the IFSC Code CRGB0001225 of Chhattisgarh Rajya Gramin Bank for its branch located in Bastar, within the district of Mardum in the state of Chhattisgarh.
| Particulars | Details |
|---|---|
| Bank | Chhattisgarh Rajya Gramin Bank |
| IFSC Code | CRGB0001225 |
| Branch | Mardum |
| City | Bastar |
| District | Mardum |
| State | Chhattisgarh |
| Address | Village Mardum Block- Lohndiguda Distt- Bastar 494010 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Chhattisgarh Rajya Gramin Bank in Bastar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CRGB0001225 for the Mardum branch of Chhattisgarh Rajya Gramin Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Chhattisgarh Rajya Gramin Bank located in Mardum, Bastar, Chhattisgarh, are allotted a unique IFSC like CRGB0001225 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bastar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Bastar and Mardum.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Chhattisgarh Rajya Gramin Bank in Mardum reaches the right place, even though there are thousands of branches in Chhattisgarh and across India.
Format of the IFSC Code CRGB0001225
The format of the IFSC Code for banks, including Chhattisgarh Rajya Gramin Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Chhattisgarh Rajya Gramin Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mardum in Bastar.
For example, the IFSC Code CRGB0001225 of Chhattisgarh Rajya Gramin Bank for the Mardum branch includes these elements, identifying the bank and the branch location in Bastar and Chhattisgarh accurately.
How to Find IFSC Code for Chhattisgarh Rajya Gramin Bank?
If you are trying to find the IFSC Code CRGB0001225 of Chhattisgarh Rajya Gramin Bank for its Mardum branch located in Bastar, the following methods can help:
Cheque Book
The cheque books that are issued by Chhattisgarh Rajya Gramin Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Chhattisgarh Rajya Gramin Bank branches in Bastar and Mardum, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Chhattisgarh Rajya Gramin Bank and find the branch locator section. Search for Mardum or Bastar to get the exact IFSC Code CRGB0001225.
Mobile Banking App
If you use Chhattisgarh Rajya Gramin Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Chhattisgarh Rajya Gramin Bank and Bastar that will provide accurate information.
How to Use IFSC Code CRGB0001225 for Online Transfers?
Once you have the IFSC Code CRGB0001225 for the Mardum branch of Chhattisgarh Rajya Gramin Bank in Bastar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CRGB0001225. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Chhattisgarh Rajya Gramin Bank IFSC Code CRGB0001225.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Chhattisgarh Rajya Gramin Bank Mardum in Bastar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Chhattisgarh Rajya Gramin Bank in Mardum, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Chhattisgarh Rajya Gramin Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Bastar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CRGB0001225.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Village Mardum Block- Lohndiguda Distt- Bastar 494010 located in Bastar, Mardum, Chhattisgarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.