The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Chhattisgarh Rajya Gramin Bank for its Latabod branch in Balod, Latabod, Chhattisgarh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Chhattisgarh Rajya Gramin Bank located in Balod or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code CRGB0008137. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Chhattisgarh Rajya Gramin Bank, Latabod, Balod

The table below shows the main details of the IFSC Code CRGB0008137 for the Chhattisgarh Rajya Gramin Bank branch in Balod, which falls under the Latabod district in Chhattisgarh.

Particulars Details
Bank Chhattisgarh Rajya Gramin Bank
IFSC Code CRGB0008137
Branch Latabod
City Balod
District Latabod
State Chhattisgarh
Address Main Road Latabod 491226

These details are important not only for users using online banking but also for businesses and individuals who use Chhattisgarh Rajya Gramin Bank in Balod for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CRGB0008137 for the Latabod branch of Chhattisgarh Rajya Gramin Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Chhattisgarh Rajya Gramin Bank located in Latabod, Balod, Chhattisgarh, are allotted a unique IFSC like CRGB0008137 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Balod.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Balod and Latabod.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Chhattisgarh Rajya Gramin Bank in Latabod reaches the right place, even though there are thousands of branches in Chhattisgarh and across India.

Format of the IFSC Code CRGB0008137

This is the format of the IFSC Code for banks, including Chhattisgarh Rajya Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Chhattisgarh Rajya Gramin Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Latabod in Balod.

For example, the IFSC Code CRGB0008137 of Chhattisgarh Rajya Gramin Bank for the Latabod branch includes these elements, identifying the bank and the branch location in Balod and Chhattisgarh accurately.

How to Find IFSC Code for Chhattisgarh Rajya Gramin Bank?

If you are trying to find the IFSC Code CRGB0008137 of Chhattisgarh Rajya Gramin Bank for its Latabod branch located in Balod, the following methods can help:

Cheque Book

The cheque books that are issued by Chhattisgarh Rajya Gramin Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Chhattisgarh Rajya Gramin Bank branches in Balod and Latabod, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Chhattisgarh Rajya Gramin Bank and find the branch locator section. Search for Latabod or Balod to get the exact IFSC Code CRGB0008137.

Mobile Banking App

If you use Chhattisgarh Rajya Gramin Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Chhattisgarh Rajya Gramin Bank and Balod that will provide accurate information.

How to Use IFSC Code CRGB0008137 for Online Transfers?

Once you have the IFSC Code CRGB0008137 for the Latabod branch of Chhattisgarh Rajya Gramin Bank in Balod, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CRGB0008137. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Chhattisgarh Rajya Gramin Bank IFSC Code CRGB0008137.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Chhattisgarh Rajya Gramin Bank Latabod in Balod, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Chhattisgarh Rajya Gramin Bank in Latabod, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Chhattisgarh Rajya Gramin Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Balod manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Chhattisgarh Rajya Gramin Bank in Latabod, Balod?

The IFSC Code is CRGB0008137.

Is the IFSC Code CRGB0008137 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Chhattisgarh Rajya Gramin Bank Latabod?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Latabod branch?

The address of the branch is Main Road Latabod 491226 located in Balod, Latabod, Chhattisgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.