There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Central Bank Of India for its Dhamaraipakkam branch in Vellore, Dhamarapakkam, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Central Bank Of India situated in Vellore or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code CBIN0282470. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Dhamaraipakkam, Vellore

Below in the table are the key details related to IFSC Code CBIN0282470 of Central Bank Of India for its branch located in Vellore, within the district of Dhamarapakkam in the state of Tamil Nadu.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0282470
Branch Dhamaraipakkam
City Vellore
District Dhamarapakkam
State Tamil Nadu
Address Dhamarapakkam Co-Opmilk Producers Society Bldg - Upstairs, Arcot Arni Road, Dhamaraipakkam-632504, Dist- Vellore, Tamilnadu-632504

These details helps users in online banking and for businesses and individuals who use Central Bank Of India in Vellore for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0282470 for the Dhamaraipakkam branch of Central Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Dhamaraipakkam, Vellore, Tamil Nadu, are allotted a unique IFSC like CBIN0282470 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Vellore.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Vellore and Dhamarapakkam.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Central Bank Of India in Dhamaraipakkam reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code CBIN0282470

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dhamaraipakkam in Vellore.

For example, the IFSC Code CBIN0282470 of Central Bank Of India for the Dhamaraipakkam branch includes these elements, identifying the bank and the branch location in Vellore and Tamil Nadu accurately.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0282470 of Central Bank Of India for its Dhamaraipakkam branch located in Vellore, the following methods can help:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Central Bank Of India branches in Vellore and Dhamarapakkam, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Central Bank Of India and navigate to the branch locator section. Search for Dhamaraipakkam or Vellore to get the exact IFSC Code CBIN0282470.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Central Bank Of India and Vellore, you'll get the correct details.

How to Use IFSC Code CBIN0282470 for Online Transfers?

Once you have the IFSC Code CBIN0282470 for the Dhamaraipakkam branch of Central Bank Of India in Vellore, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0282470. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0282470.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Dhamaraipakkam in Vellore, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Dhamaraipakkam, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Vellore to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Dhamaraipakkam, Vellore?

The IFSC Code is CBIN0282470.

Is the IFSC Code CBIN0282470 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Dhamaraipakkam?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dhamaraipakkam branch?

The address of the branch is Dhamarapakkam Co-Opmilk Producers Society Bldg - Upstairs, Arcot Arni Road, Dhamaraipakkam-632504, Dist- Vellore, Tamilnadu-632504 located in Vellore, Dhamarapakkam, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.